Compare Honda car insurance quotes today, for free
Get personalized car insurance quotes for your Honda from Canada’s top providers in less than five minutes.
Your lowest Honda car insurance quote is just minutes away
Share information
Tell us a little about yourself and your auto coverage needs.
Compare quotes
We instantly show you auto insurance quotes from top Canadian providers.
Save money
Choose your quote and secure your car insurance rate online.
A few things we're proud of
1,200,000
monthly users
11 years
young
Over 1M
better choices made
Trusted partner
to Canada’s top financial institutions
A brief history of Honda
Matt Hands, VP, Insurance and MoneySense
Headquartered in Tokyo, Japan, Honda Motor Company is one of the largest automobile manufacturers worldwide – here’s how it began.
In 1946, Honda Soichiro founded Honda Technical Research Institute, a company that developed internal-combustion engines. The business was then incorporated as Honda Motor Company in 1948 and began manufacturing motorcycles the following year. By 1963, Honda broke into the car manufacturing industry with the earliest car model being the T360, paving the way for the lightweight, fuel-efficient Honda models known today.
Honda Canada was then founded in 1969, starting off once again by selling motorcycles and power equipment.
In 1973, the Honda Civic was introduced to Candians cross-country, followed by the Honda Accord several years later. The automobile manufacturer later created Acura, a luxury car company while surpassing over 4 million Honda vehicle sales in Canada to date.
Within the last 21 years, the Honda Civic has been the best-selling passenger car nation-wide while other popular vehicles from the company include the Accord and CR-V. The company is especially reputable for its durability and reliability cars while also leading as the top producer of motorcycles globally.
Mandatory insurance for Honda vehicles
Third-party liability
Accident benefits
Direct compensation property damage (DCPD)
Uninsured motorist
Optional Honda car insurance coverage
Collision insurance
Comprehensive insurance
All perils
Specified perils
Honda insurance endorsements
Suspension of coverage (endorsement 16)
Reinstatement of coverage (endorsement 17)
Loss of use (endorsement 20)
Legal liability for damage to non-owned vehicles (endorsement 27)
Accident forgiveness (endorsement 39)
Replacement cost insurance (endorsement 43)
Compare Honda car insurance quotes with us.
In less than 5 minutes, you can compare multiple Honda car insurance quotes, free of charge.
Honda car insurance rates by model
The following car insurance rates are calculated using Ratehub’s auto insurance quoter, taking the average of the three lowest premiums offered for five popular Honda models.
Methodology: Each table below outlines monthly and annual rates for a 35-year-old male driver, living in Toronto, Ontario with a clean driving record. The policy includes $1,000,000 in liability coverage and a $1000 deductible each for collision insurance and comprehensive insurance.
Keep in mind that insurance companies offer premiums on a case-to-case basis, depending on the driver’s demographics and driving habits. To find the exact price you’ll be paying to insure your Honda, be sure to compare auto insurance quotes with us.
|
Model (EX-L 4DR) |
Average monthly rate |
Average annual rate |
|
2021 Accord |
$157 |
$1,883 |
|
2020 Accord |
$156 |
$1,875 |
|
2019 Accord |
$158 |
$1,889 |
|
2018 Accord |
$153 |
$1,838 |
|
2017 Accord |
$164 |
$1,975 |
Ready to find your best Honda car insurance quote.
It only takes a few minutes to find out how much you can save on your next Honda car insurance policy.
How to get cheap Honda insurance
Compare the market
Auto insurance rates vary greatly between companies – you need to research which insurer will offer the best coverage specific to you.
Bundle your policies
You may get discounts if you bundle insurance plans together, for example, by having your auto and home insurance bundled together with the same auto insurance carrier.
Increase your deductible
The deductible is what you pay when something happens to your Honda, before the insurance company pays the rest. Increasing your deductible can lower your annual premiums – just make sure you can afford it.
Ask about discounts
Many insurers offer discounts to members of professional organizations or affiliation groups – so it pays to ask about discount relationships.
Take a course
Accredited driving courses will not only make you a safer driver, but can also result in discounts from many insurance companies.
Maintain a good driving record
At-fault collisions and driving convictions stay on your insurance record for years and make your rates go way up – if you drive safely, you’ll pay the lowest rates.
Track your driving
With usage-based insurance (UBI) you can earn discounts for driving well. Tracking your own driving online, you can earn discounts by not driving far or often, and on advanced stats like how carefully you brake.
Pay upfront
If you pay your premiums up front for the year – or even per half-year – you will usually end up paying less than if you paid monthly.
FAQ: Honda car insurance
How much does it cost to insure a Honda?
Why is a Honda so expensive to insure?
How do I get insurance for my Honda in Canada?
Matt Hands, Business Director of Insurance
With 6+ years of experience at Ratehub.ca, Matt’s focus has been on growing its newest business unit, Insurance. He is a thought leader and a valuable resource to respected publications across Canada. read full bio
The knowledge bank
A wealth of knowledge delivered right to your inbox.
About Ratehub.ca
Whether you need a mortgage, credit card, savings account, or insurance coverage, we help you find and compare the best financial products for your specific needs.
When it comes to mortgages, Ratehub.ca is more than just a place to research and compare the best rates. Our goal is to give Canadians the best mortgage experience from online search to close. This means offering Canadians the mortgage tools, information and articles to educate themselves, allowing them to get personalized rate quotes from multiple lenders to compare rates instantly, and providing them with the best online application and offline customer service to close their mortgage all in one place.
Ratehub.ca has been named Canada's Mortgage Brokerage of the Year for four years straight (2018-2021). With over 12 years of mortgage experience, and over $11 billion in mortgages funded, we deliver you the best mortgage experience in Canada.
How does Ratehub.ca make money?
Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.
read more about us