Skip to main content
Ratehub logo
Ratehub logo

Compare Ford car insurance quotes today, for free

Get personalized car insurance quotes for your Ford vehicle from Canada’s top providers in less than five minutes.

Your lowest Ford car insurance quote is just minutes away

  1. Share information

    Tell us a little about yourself and your auto coverage needs.

  2. Compare quotes

    We instantly show you auto insurance quotes from top Canadian providers.

  3. Save money

    Choose your quote and secure your car insurance rate online.

A few things we're proud of

  • 1,200,000

    monthly users

  • 11 years


  • Over 1M

    better choices made

  • Trusted partner

    to Canada’s top financial institutions

A brief history of Ford

American automotive corporation, Ford Motor Company, is one of the biggest names in the car manufacturing industry – here’s how it began.

In 1896, Henry Ford built his first automobile as an experiment in the workshop behind his home, because as his famous quote says, “If I had asked people what they wanted, they would have said faster horses.By 1903, he founded the Ford Motor Company and the corporation assembled their very first model – the Model A. Five years later, Ford launched the Model T, a highly successful vehicle that caused the company to innovate its manufacturing process. Because of the increase in demand, Henry Ford created the first mass-production moving assembly line for automobiles, reducing production time from 12 hours to about 1.5 hours per vehicle. This also allowed the company to to sell its cars for only $300 in 1925 (equivalent in purchasing power to about $4,700 today), making vehicles more accessible to the general public. 

The Ford Motor Company of Canada was founded in 1904 by Gordon Morton McGregor, and within its first year, the company produced a total of 117 cars – the first one being the Model C. Together, Ford and Ford-Lincoln, its luxury vehicle division, now has over 400 dealership locations cross-country while Ford continues to manufacture cars in Oakville, Ontario. In 2020, the company sold over 230,000 vehicles in Canada alone. 

Today, popular Ford models for Canadians include the Mustang and Explorer. However, the manufacturer is especially known for its F-series trucks, one of the best-selling pick-up trucks of all time. 

Mandatory insurance for Ford vehicles

Third-party liability

Accident benefits

Direct compensation property damage (DCPD)

Uninsured motorist

Optional Ford car insurance coverage

Collision insurance

Comprehensive insurance

All perils

Specified perils

Ford insurance endorsements

Suspension of coverage (endorsement 16)

Reinstatement of coverage (endorsement 17)

Loss of use (endorsement 20)

Legal liability for damage to non-owned vehicles (endorsement 27)

Accident forgiveness (endorsement 39)

Replacement cost insurance (endorsement 43)

Compare Ford car insurance quotes with us.

In less than 5 minutes, you can compare multiple Ford car insurance quotes, free of charge.

Ford car insurance rates by model

The following car insurance rates are calculated using Ratehub’s car insurance calculator, taking the average of the three lowest premiums offered for five popular Ford models. 

Methodology: Each table below outlines monthly and annual rates for a 35-year-old male driver, living in Toronto, Ontario with a clean driving record. The policy includes $1,000,000 in liability coverage and a $1000 deductible each for collision insurance and comprehensive insurance

Keep in mind that insurance companies offer premiums on a case-to-case basis, depending on the driver’s demographics and driving habits. To find the exact price you’ll be paying to insure your Ford, be sure to compare auto insurance quotes with us.

Model (S 4DR 2WD)

Average monthly rate

Average annual rate

2021 Escape



2020 Escape



2019 Escape



2018 Escape



2017 Escape



Ready to find your best Ford car insurance quote.

It only takes a few minutes to find out how much you can save on your next Ford car insurance policy.

How to get cheap Ford insurance

  1. Compare the market

    Auto insurance rates vary greatly between companies – you need to research which insurer will offer the best coverage specific to you.

  2. Bundle your policies

    You may get discounts if you bundle insurance plans together, for example, by having your auto and home insurance bundled together with the same auto insurance carrier.

  3. Increase your deductible

    The deductible is what you pay when something happens to your Ford, before the insurance company pays the rest. Increasing your deductible can lower your annual premiums – just make sure you can afford it.

  4. Ask about discounts

    Many insurers offer discounts to members of professional organizations or affiliation groups – so it pays to ask about discount relationships.

  1. Take a course

    Accredited driving courses will not only make you a safer driver, but can also result in discounts from many insurance companies.

  2. Maintain a good driving record

    At-fault collisions and driving convictions stay on your insurance record for years and make your rates go way up – if you drive safely, you’ll pay the lowest rates.

  3. Track your driving

    With usage-based insurance (UBI) you can earn discounts for driving well. Tracking your own driving online, you can earn discounts by not driving far or often, and on advanced stats like how carefully you brake.

  4. Pay upfront

    If you pay your premiums up front for the year – or even per half-year – you will usually end up paying less than if you paid monthly.

FAQ: Ford car insurance

How much does it cost to insure a Ford?

Why is a Ford so expensive to insure?

How do I get insurance for my Ford in Canada?

Matt Hands, Business Director of Insurance

With 6+ years of experience at, Matt’s focus has been on growing its newest business unit, Insurance. He is a thought leader and a valuable resource to respected publications across Canada. read full bio

Learn more about insurance

read more articles

The knowledge bank

A wealth of knowledge delivered right to your inbox.

By submitting your email address, you acknowledge and agree to’s Terms of Use and Privacy Policy. Contact us for more information. You can unsubscribe at any time.


Whether you need a mortgage, credit card, savings account, or insurance coverage, we help you find and compare the best financial products for your specific needs.

When it comes to mortgages, is more than just a place to research and compare the best rates. Our goal is to give Canadians the best mortgage experience from online search to close. This means offering Canadians the mortgage tools, information and articles to educate themselves, allowing them to get personalized rate quotes from multiple lenders to compare rates instantly, and providing them with the best online application and offline customer service to close their mortgage all in one place. has been named Canada's Mortgage Brokerage of the Year for four years straight (2018-2021). With over 12 years of mortgage experience, and over $11 billion in mortgages funded, we deliver you the best mortgage experience in Canada.

How does make money?

Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.

read more about us