Best 5-Year Non-registered GIC Rates

Rates subject to change, updated:

Whether you’re looking for a short-term redeemable GIC or long-term non-redeemable GIC, you’ve come to the right place. We shop and compare all financial institutions, to bring you a list of the best GIC rates in Canada. Find the non-registered GIC product that best serves your needs and we’ll help you open it.

Did you know that rates differ significantly between financial institutions, and within the various channels / methods where you purchase? Browse our Education Centre to learn about the GICs that best suit your saving needs.

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Location Please ensure your location is correct in order to find the best rates available in your area.
Note: CDIC (a federal Crown Corporation) covers eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per member institution. Visit CDIC.ca to learn more.

Update results

Hit enter or click outside the box to refresh your results
Location Please ensure your location is correct in order to find the best rates available in your area.
Note: CDIC (a federal Crown Corporation) covers eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per member institution. Visit CDIC.ca to learn more.

Update results

Hit enter or click outside the box to refresh your results
Location Please ensure your location is correct in order to find the best rates available in your area.
Note: CDIC (a federal Crown Corporation) covers eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per member institution. Visit CDIC.ca to learn more.

Update results

Hit enter or click outside the box to refresh your results
Location Please ensure your location is correct in order to find the best rates available in your area.
Note: CDIC (a federal Crown Corporation) covers eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per member institution. Visit CDIC.ca to learn more.
Rate Provider CDIC insured How to buy Total return
2.75% Yes Various $687.50 Get this rate Get more details
[min-return-title] View details Yes No How to buy
Get this rate

About AcceleRate Financial

You have goals and at AcceleRate Financial we want to help you reach them. Whether you’re saving for retirement, new home or exotic vacation, our investment options will help you get there. We provide you with clear options and you can rest easy knowing that your savings are 100% Guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.

AcceleRate Financial is a division of Crosstown Civic Credit Union. Crosstown Civic Credit Union was established in July 2007 when two major Credit Unions in Winnipeg decided to merge, Crosstown Credit Union established in 1944 and Civic Credit Union established in 1943. Both of these organizations shared many positive qualities including above average efficiency and better rates and product pricing than generally available at other financial institutions.


Get the best GIC rates

AcceleRate Financial’s extensive GIC offerings might have the investment options you’ve been looking for. If not, feel free to also look through our GIC comparison tools, which will help you find the highest interest rates from a number of Canada’s GIC providers.


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