Hemesh Kapadia

I was very pleased with the service that I received from Ratehub. The mortgage broker I dealt with was very knowledgeable about what the market is doing right now, and they helped me get the mortgage and rate that I was looking for. The options they gave me in my mortgage were far better than what the big banks were offering. I highly recommend them as they are looking out for getting you the best deal for you. - John Pettipas

Moved our mortgage from a big bank to CanWise through Ratehub.ca. It was a relatively straightforward and painless process. Hemesh was very easy to work with and quick to respond to our questions. We will very likely use them again in the future. - François Larocque

Our mortgage agent Hamesh Kapadia was very responsive and knowledgeable. He helped us secure a great rate for our renewal and it was all done online. - Candice Cabral

Ratehub and Hemesh were great to work with! Hemesh talked through everything with us and guided us for each step. He was also helpful when we needed documents quickly. - Akarsh Pai

I had a great experience refinancing my mortgage with Hemesh K. from Ratehub. Hemesh gave me a clear rundown of my rate options and the switching process. He was readily available by phone and answered all of my questions in detail. Hemesh also helped me follow up with the lender when I didn't hear back as the closing date neared. Thanks Hemesh and Ratehub! From these interactions, I'd be happy to choose Ratehub the next time my renewal comes up. - Louis Tsui

Thank you very much for assisting us with the mortgage. Hemesh Kapadia made it easy for us to transition to the new lender and also tried securing a good rate for us and made the whole process easy for us.Hemesh is professional and very responsive. Please reach out for you mortgage solutions. - maxx Out

Working with Hemesh Kapadia at Ratehub.ca on my mortgage refinancing was an absolute delight. Aside from finding the best rate in the market, from start to finish, the entire process was amazingly smooth, quick, and completely stress free. Hemesh handled everything with such professionalism and ease that it felt like the refinancing took care of itself. He was incredibly knowledgeable, responsive, and proactive, making sure every detail was covered. What truly stood out was how seamless he made the experience. There were no hiccups, no confusion, and no delays. Just clear communication and fast results. If you are looking for someone who can make mortgage refinancing feel effortless but at the same time find you the best rate in the market, Hemesh at Ratehub.ca is your guy. I cannot recommend him highly enough -Jelena Jurkovic

Be careful with these guys. They promised me a great rate, I shared all my info and documents and then impossible to reach them - not responding to phone or email for over 2 weeks. I now have to scramble working with someone else on a very tight timeline for my renewal. Was working with Hemesh until he stopped responding. - Eric Briere