Hemesh Kapadia

Working with Hemesh Kapadia at Ratehub.ca on my mortgage refinancing was an absolute delight. Aside from finding the best rate in the market, from start to finish, the entire process was amazingly smooth, quick, and completely stress free. Hemesh handled everything with such professionalism and ease that it felt like the refinancing took care of itself. He was incredibly knowledgeable, responsive, and proactive, making sure every detail was covered. What truly stood out was how seamless he made the experience. There were no hiccups, no confusion, and no delays. Just clear communication and fast results. If you are looking for someone who can make mortgage refinancing feel effortless but at the same time find you the best rate in the market, Hemesh at Ratehub.ca is your guy. I cannot recommend him highly enough -Jelena Jurkovic

Be careful with these guys. They promised me a great rate, I shared all my info and documents and then impossible to reach them - not responding to phone or email for over 2 weeks. I now have to scramble working with someone else on a very tight timeline for my renewal. Was working with Hemesh until he stopped responding. - Eric Briere

Recently renewed our mortgage, Ratehub.ca truly offered the best rates on the market! Hemesh Kapadia was absolutely amazing at securing our rate, clarifying the entire process and making it virtually effortless to complete all the required steps. Highly recommend, it was a pleasure working with Hemesh. - Rajiv Perumal

5 star review - Aurel Popp

This was our first experience with dealing with a broker! Our broker Hemesh helped the process to go quite smoothly, despite some complications that occurred. It was awesome to have his support and have him quickly answer any questions we had. We would recommend RateHub to find you the best deal for your mortgage renewal or refinancing and would for sure use them again if we ever needed their services! - Denise Grenier-Mercier

Great working with Hemesh. He has been most responsive and courteous along the entire way - Srikumar venkatraman

Hemesh is a great help to us. He is a professional and good at what he does. This is the second time I am using Ratehub and has been nothing but amazing. I highly recommend! - atinuke lawal

5 star review - Abrar Fuad