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Hemesh Kapadia

RatehubOntario

Hemesh Kapadia

Mortgage Agent Level 1

|

ON Lic. M15000382

Phone: 647-427-7375 ext. 1149

Email: [email protected]

apply with Hemesh

About Hemesh

Hemesh brings over 10 years of mortgage experience to the CanWise team. He has grown his career in the mortgage industry working for the top banks in Canada. His wide scope of financial experience allows him to uncover the varying needs of each client, working together to tailor a mortgage solution that'll pave the best path forward. His timely, personal and holistic approach will ensure you remain informed, engaged, and excited throughout the entire mortgage process.

Reviews

4.8 | 140 reviews

Oct 13, 2026

Great job done by Hemesh. Thank you. - Aruna Aysola

Oct 13, 2026

They really care about their customer's needs and make sure you get the best rate for your mortgage. Hemesh was able to lock in a low rate for 3 years fixed from a major bank! His honesty and friendly service approach is really important to me. Just make sure you have all your paperwork in place before deadlines and they will take care of the rest! I wish more companies appreciate their customers like they do! - Ronan San Juan

Oct 08, 2026

We had a great experience with our mortgage process here at Rate Hub ! Hemesh is excellent, prompt and very helpful as I’m not very tech savvy. Everything was handled professionally and smoothly, making the entire process stress-free. I truly appreciate the support, guidance, and dedication throughout the process. Highly recommend their services to anyone looking for a mortgage! Ask to speak with Hemesh ! 👍 - Derek Arnett

Sep 12, 2026

Hemesh Kapadia was great and very helpful - Brendan L.

Sep 11, 2026

Excellent services. - jianfeng wang

Aug 18, 2026

5 star review - TRACEY HILBOURNE

Jul 18, 2026

Very competitive rates, and was given incentives which exceeded other lenders as well. Hemesh was great to deal with, tolerated my many questions. Canwise online mortgage portal is very nice to navigate and easy to make extra payments etc. Will be using them again for sure. -Aaron Bettle

Jun 28, 2026

It was a pleasure working with Hemesh at Ratehub to renew my mortgage on favorable terms. Highly recommended! - Rupak Chattopadhyay