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Hemesh Kapadia

RatehubOntario

Hemesh Kapadia

Mortgage Agent Level 1

|

ON Lic. M15000382

Phone: 647-427-7375 ext. 1149

Email: [email protected]

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About Hemesh

Hemesh brings over 10 years of mortgage experience to the CanWise team. He has grown his career in the mortgage industry working for the top banks in Canada. His wide scope of financial experience allows him to uncover the varying needs of each client, working together to tailor a mortgage solution that'll pave the best path forward. His timely, personal and holistic approach will ensure you remain informed, engaged, and excited throughout the entire mortgage process.

Reviews

4.8 | 137 reviews

Sep 12, 2026

Hemesh Kapadia was great and very helpful - Brendan L.

Sep 11, 2026

Excellent services. - jianfeng wang

Aug 18, 2026

5 star review - TRACEY HILBOURNE

Jul 18, 2026

Very competitive rates, and was given incentives which exceeded other lenders as well. Hemesh was great to deal with, tolerated my many questions. Canwise online mortgage portal is very nice to navigate and easy to make extra payments etc. Will be using them again for sure. -Aaron Bettle

Jun 28, 2026

It was a pleasure working with Hemesh at Ratehub to renew my mortgage on favorable terms. Highly recommended! - Rupak Chattopadhyay

Jun 04, 2026

Hemesh was very good to deal with. I would use him again. - Gerry Moynagh

May 20, 2026

5 star review - Conrad Boczkowski

May 13, 2026

Had a great experience renewing my mortgage. They worked hard to find the best rate and option for my specific needs, and the whole process was smooth and convenient. Everything was handled remotely over the phone and online, including the signing process, which made things very easy and efficient. Communication was clear throughout, and I appreciated how straightforward and stress-free they made the renewal process.- Xhulio Keli