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The Best Scotiabank Chequing Accounts in Canada for 2024

Get the most out of your chequing account - whether you're looking to save on fees, earn rewards or access more perks.

Compare the Best Scotiabank Chequing Accounts

Rates updated:

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  1. 12 free transactions1 per month and free Interac e-Transfer† transactions per month.

    Scotiabank Basic Bank Account

    $6.45estimated monthly cost0.00% purchase interest rate
    Monthly fee
    $3.95
    Transaction fees
    $2.50
    E-transfer
    $1.00
  2. Open a student account today and earn $100.

    Scotiabank Student Banking Advantage Plan

    2023 Winner!
    $0.00estimated monthly cost0.00% purchase interest rate
    Monthly fee
    $0.00
    Transaction fees
    $0.00
    E-transfer
    $0.00
  3. Earn rewards on debit transactions.

    Scotiabank Getting There Savings Program for Youth

    $0.00estimated monthly cost0.00% purchase interest rate
    Monthly fee
    $0.00
    Transaction fees
    $0.00
    E-transfer
    $0.00
  4. 25 free debit transactions¹ a month and Free Interac-Transfer± Transactions.

    Scotiabank Basic Plus Bank Account

    $11.95estimated monthly cost0.00% purchase interest rate
    Monthly fee
    $11.95
    Transaction fees
    $0.00
    E-transfer
    $1.00
  5. Earn up to $400 with a Scotiabank Preferred package and an investment plan.

    Scotiabank Preferred Package

    $16.95estimated monthly cost5.60% purchase interest rate
    Monthly fee
    $16.95
    Transaction fees
    $0.00
    E-transfer
    $0.00
  6. Earn up to $400 welcome bonus with a Scotiabank Ultimate package and an investment plan

    Scotiabank Ultimate Package

    $30.95estimated monthly cost5.65% purchase interest rate
    Monthly fee
    $30.95
    Transaction fees
    $0.00
    E-transfer
    $0.00

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About Scotiabank Chequing Accounts

When selecting a chequing account it is important to consider the fees, number of free transactions, minimum balance requirements, the ABM network, and more. For this reason, not all chequing accounts are created equally.

The Bank of Nova Scotia, commonly known as Scotiabank, is one of Canada's top five banks and offers several different bank accounts. The Scotiabank Basic Banking Chequing Account is one of the best chequing accounts in Canada, providing users with a rewards plan for everyday transactions. 

For students, Scotiabank Student Banking Advantage Plan is ranked the best student bank account by Ratehub. It offers students no fees and the ability to earn Scene+ points on debit purchases.