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Yukon Mortgage Payment Calculator

Get a sense for your mortgage payments, the cash you'll need to close and the monthly carrying costs with’s mortgage payment calculator.'s mortgage payment calculator

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Yukon mortgage guide

Mortgage calculator - Yukon

Different taxes and regulations can impact your monthly mortgage payments and mortgage amount. While many of these variables are federally regulated and therefore consistent across Canada, there are also taxes and fees specific to the Yukon.

Canadian regulations, taxes, and fees

To protect Canadian lenders, home buyers, and the economy, the Ministry of Finance sets rules and regulations on minimum down payments, maximum amortization period, and mortgage default insurance or CMHC insurance.’s Yukon mortgage calculator takes the following regulations into account when doing your mortgage calculations:

  • A minimum down payment of 5% for homes valued less than $1,000,000 or 20% for homes of greater value
  • A maximum amortization period of 25 years for mortgages with down payments less than 20% or 35 years for mortgages with greater down payments.
  • The mandatory purchase of mortgage default insurance, or CMHC insurance, for mortgages with down payments from 5% to 20%. For more information, see’s CMHC insurance page.


Regulations, taxes, and fees - Yukon

Each province and territory has its own set of rules for taxes and interest rates. Homebuyers should be aware of taxes and fees levied in the Yukon as well as mortgage rates that are different than the rest of Canada.


Yukon mortgage rates

Banks and mortgage brokers often offer different mortgage rates in different parts of the country. To ensure you get the best deal on mortgage rates, you need to look specifically at rates in the Yukon. as a database of the best mortgage rates in Yukon, which can also be accessed through the Yukon mortgage calculator above.

Yukon taxes and fees

Under the Yukon Territory Land Titles Act, there are several fees that home buyers must pay fees to register their property purchase. These fees are based on a series of marginal tax rates, ranging from 0.0015% to 0.00025%, which change depending on the value of your property. For more information, see’s Yukon Territory Land Titles Act page.

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