Naren Kumar

Great service. Very knowledgeable about the market and the process how to get you the best rate. I've used Naren as my mortgage twice and highly recommend him. WAY better to go through him compared to a smaller leader and especially compared to one of the five big banks. - J V

Went through absolute hell with another lender totally predatory sketchy stuff Naren was amazing totally helped me out was very helpful and obtained a great rate at the time! Thank you so much - OnItAuto Onit

Naren has been a great support throughout the process from analyzing our financial situation to providing exhaustive list of documentation required to choosing the most suitable product for us. I would highly recommend Naren! - Bharat

We had a great experience with Naren Kumar and Ratehub.ca! Naren was very responsive to our questions and talked us through all of the options and benefits. His support was very helpful during a stressful and time-sensitive transaction. Highly recommended. - Sven Cowan

Naren was my Mortgage broker, gave me all the answers on my first buy, Clarified my queries, if I'd forgotten or asked stuff again. Got a good rate, and quick and prompt in providing a mortgage. Had an honest, transparent experience. Thanks Naren. - Lloyd Simoes

We had been looking for rates thru ratehub. I had also spoken with a few other brokers regarding what our needs were. Naren from ratehub called to offer his services. At first I thought it was kind of odd that he would call after searching their website, but we thought we would give him the chance to see if he could help us with out needs. Naren was always sure to answer our questions with great explanation, offer different options to suit our needs and be available to ensure we were comfortable within all areas of our new mortgage. Naren was a great broker to work with. I highly reccomend his services. - Kim Mapes

Ratehub was great in providing the best mortgage solution, for us to purchase our 1st home! We received all the support necessary in order to ensure we closed on required date. - Neehal M

Thanks for everything! - Mark Sullivan

Naren went well above and beyond my expectations in his handling of our mortgage application. He was very quick to answer questions and patient with my submitting documents, and resubmitting the right ones. He even did so promptly on weekends and after hours. Naren made sure that we had all the requested information required by the bank, even though some requests seemed unreasonable. As the closing date drew near, when the time crunch was at its height, his diligence made the final process a breeze. I want to thank him so much for his foresight, planning, and patience. I am reluctant to set the expectations of his future clients too high, but he really did make me feel like I was his only concern while dealing with us. I only wish it was him that received the percentage of the purchase our real estate agent did. Thank you so much Naren. We will be happy in our home and it was possible in part to you finding us such a great rate with the mortgage conditions we wanted. I'll call you, if you still want me to, the next time I buy a house.;-) - D Zag

Can recommend highly enough. Naren went above and beyond for us, even when we hit a problem just before closing. Courteous, efficient, transparent and always responsive. - Simon Bates

Our mortgage broker, Naren Kumar made refinancing my home absolutely effortless. He says he draws on many years of experience in the mortgage business--and it shows. He took the time to explain the process, list the documents I needed to provide him, and he did the rest. A week later, I had approval and a week after that, the old mortgage was paid out and the new mortgage was on title. Thanks so much, Naren! - Nan A

Very helping and friendly agents. Made my mortgage process an ease - Jerry Fan

Can't stress enough how much stress they took out of my life. Naren Kumar was professional, courteous, personable, and so helpful. Thanks so much! - Max Wong

We recently purchased a property in Surrey,BC and we got opportunity to work with Naren Kumar. He is highly professional and provided us right guidance on our Mortgage. He was able to secure the right interest rate and was very helpful through out the process. He clarified all our doubts and was available all the times when we tried to reach him. We will recommend Naren to your friends and will always consider him as our Mortgage Specialist for any future mortgages. - Vinothkumar

Naren has been absolutely fantasic to deal with. Although I have never met him in person, he has always repsonded to my needs quickly and has come through for us. He is honest and direct and doens't waste your time. He comes through on promises and has been an absolute pleasure to work with. I will continue working with him in the future as well and highly recommend him! -Farhaan Assar

Naren was a pleasure to deal with and got me a great rate! - Clayton Greenwood

Worked with Naren Kumar for my mortgage refinance. He is a top notch broker. Very friendly and knowledgeable. 100% would recommend - kyle

Naren Kumar did an excellent job getting me the very low advertised rate. No runaround, straight to the point but knowledgeable and helpful. I will definitely recommend him to friends and family. - James Wauthy

Naren did a great job in getting my refinancing done. He was very professional, provided good advice and the whole process was seamless. - Mandy Singh

I have used CanWise Financial to get my refinance done and it has been a pleasure working with the CanWise team especially Naren Kumar. He went above & beyond in exceeding my expectations and got me an amazing rate. The process was made very easy and comfortable for me due to the fact that I was working with a highly professional group of people. I am already recommending CanWise Financial to all my friends & family and will continue to do so. Thanks again CanWise Team. - Nauman Waryah

I had some questions about mortgage and their agent emailed me and was very helpful to explain to me all the conditions for getting mortgage. Thanks Ratehub for helping me with this.

Naren Kumar at CanWise Financial provided us with exceptional service, sound advice and the best mortgage rate! The application process was straightforward and quick. Naren was knowledgeable, honest and was prompt and direct in responding to our many questions. He continued to negotiate a reduced rate with the bank in the last week before closing, securing us an incredibly low rate! We also received $5000 cashback. We highly recommend CanWise Financial and have already done so to all our family and friends! Jenny & Dale - Surrey, BC - Oiler Punch

Naren Kumar did a great job. Really happy with the mortgage rate CanWise helped me secure. - Donovan Aguirre

5 Star rating - Lucas Vargas Freitas Ventura

This is the second time I have used Canwise and particularly Naren for my mortgage. Very easy to work with and they get you the rates the banks just aren’t willing to give you directly! Highly recommend them and will be using them in the future! - Rob McGregor

It was a pleasure working with Canwise. We specifically had Naren help us with our mortgage re-up and he was able to explain everything clearly to us. We had some complications due to the industry I work in which made Naren put in some extra work and find different lending options but he did so without fuss and kept me in the loop. Everything worked out, got a solid rate at the end with a good lender. Very pleased. - Colin Derby

Naren was phenomenal! He provided us with the best rate and cash back. He was very hands on and responsive throughout the whole process. Looking to work with him on our next purchase. Palak - hh tt

Naren is great. He got me a super low rate and follow up with things after the mortgage was done. He is very responsive and fast! - Yihan Yanglou

He gave me great information even though I would not qualify for a mortgage with canwise because my refinance rate is too low.

a1

Naren worked hard on my file, even called me on his off hours to make sure the file was as prepared as possible. I have a very busy work schedule but Naren was always available to speak with me when I needed his help, and he tried his best to get my mortgage approved. Thank you Naren for your hard work. - akhil george

good communication

Efficient!

Naren was helpful, knowledgeable and patient during all the mortgage process. Always providing very useful suggestions. Thank you - Eduardo Salini

5 Star rating - Shervin Shoghian

Mortgage Agent: Kiet Duong. Kiet was awesome to work with. He listened my requirement, valued my objectives and provided me the quote.

mortgage pre approved

Good consultation

Naren was a great asset to determining our needs and helping move things forward.

Naren out of the Vancouver office was extremely helpful in getting the best mortgage rate possible. As a first-time home buyer, Naren and the Canwise team really made the whole situation as simple as possible. The only complaint I could really think about would be how the final documents needed to be signed. DocuSign would have made the process even simpler. - Rene Comeau

I am very unhappy with the services. The agent was not interested in answering any of my questions. I went to another broker and she is really helpful and friendly. This communication with CanWise gave me a message where not to go for my future mortgages. I will never ever recommend this brokerage house to anyone.

Super pleasant, calm, and detailed. I'm confident I will be going forward with my renewal thanks to Naren.

Gets you the best rates! Remote corospondance is ideal too! :D - Nolan Thiessen

Dude's an all-star, what else can I say? Naren was friendly, informative, and all of my questions were answered in easy-to-understand terms. If I could give him 6 stars, I would.

The interest rate listed online is not accurate.

Timely response after the website inquiry.

Although we didn’t get a mortgage with CanWise at the end, Naren was very patient and answer the questions and extremely informative. We did not go with CanWise at the end because my partner felt strongly to apply a mortgage with someone he can actually meet, but I would definitely recommend them because of the knowledge, professionalism and patience!

Sent the email.

Naren seems very informative and helpful. He called and emailed me as requested right away. I look forward to dealing with him.

Nice

Very quick response and knowledgeable response

Were helpful in providing a variety of rates available.

Highly recommend CanWise for home mortgage. It was great working with Naren Kumar for our mortgage approval. He was very professional in keeping us up to date. Although he could have explained a bit more of the mortgage process in Canada since we were the first time home buyers, other than that overall process was smooth. Not to mention, he also gave us the best interest rate and cashback. Thank you CanWise. Karuna Nithi

Good

Reached out promptly but I didn’t require mortgage services as I clicked on the button on Ratehub by accident

Naren Kumar at Canwise was great to deal with. He was quick to reply to e-mails and worked hard to get the best rate. The broker at TD Canada trust said "Whoa, I can't even get close to that.". Thanks Naren! Daryl Carpenter

Everything was simple and easy. I can't see myself dealing with a bank ever again. Agent I dealt with, Naren Kumar, was professional, courteous and most importantly patient with all our questions. He took time to explain everything very well Marcel Clairoux

Naren is an exceptionally personable and knowledgable representative, a true asset to CanWise and it's product offerings. His attention to detail and positive efforts contributed to a smooth-as-silk process, true logistical clarity, and an unbeatable rate for my mortgage. Very very impressive ! Ron Thaler

Great information

Good service

I liked it that they immediately informed me that what I was looking for they could not help me with. We parted amicably.

Naren Kumar is an excellent problem solver! He not only helped me get the best rate but also suggested me to use DoCuSign to sign my documentations when my scanner was broke ! He was super helpful! Ying Zhang

Good support

An agent called and left a few messages, but I wasn't ready to talk to someone at this time. I was just sourcing numbers and comparing for pre-approvals. I accidentally hit the button! But prompt service other wise.

Helpful Knowledgeable Patient

Very helpful and looks to your better interests.

Very helpful, friendly, flexible. Made me feel comfortable and like he had my best interest in mind.

Agent sent me three separate generic response emails over the course of two days. I replied to one email, provided some additional details about my requirements, and asked some questions. I did not hear back. The next day, I received another generic response email. I tried calling, the number was answered by another agent who was supposed to relay the message for the agent to return my call. I never heard back. The next day, I received another generic email from the agent. I feel like this is going nowhere.

Great service

easy to comunicate with. was able to answer all my questions

Good communication

Very unprofessional agent.

Very friendly and very helpful. Gave lots of options.

Great, responsive, friendly

Naren tried to contact me a few times and I just had life get in the way this weekend with a water issue in our house. I'm still too early to renew but it was nice to check out rates online

N/A

postively engaging

Would highly recommend their service - I worked with Naren Kumar and he was really keen on getting the best rate at that time as much as possible. Sethuraman Vinaitheerthan

He responded to my email immediately. Gave me good info and willing to talk to me on my convenient time. He was very friendly and respectful.

Naren is very courteous and responsive in both phone calls and emails. He kept me updated when there were changes to mortgage interest rates.

Very friendly, and gives good explanations and insights. Very quick to respond to inquiries.

This is the second time I’ve used canwise through ratehub and both times very prompt and efficient service. Naren has been great to deal with both times! Hector Lee

Quick reply Wasn’t available by phone but email was good

Very helpful and knowledgeable

great service

Very knowledgeable and helpful

Was able to answer all my questions regarding mortgage options

nice guy. i told my disability income and he will tell me when income checks are lowered soon. really gave me hope i didnt think id get.

Naren got back to me very quickly and worked with me to hold a rate quickly.

Asked for correspondence by email since phone calls were not answered when I call. No further communication was received

Naren Kumar contacted me by email and right away, I sent Naren an email about my case on last Monday. I have no received the feedback for my case until now. How long will it take? A couple days or weeks?

The agent in contact with me asked me the same questions a number of times over email. It was clear that i was not important as a prospective client.

No review just star rating Jarrid Dorsey

Seemed knowledgeable but I couldn’t receive an application. Wouldn’t seem to go through.

Very professional prompt response great offers ! Thanks

Naren Kumar is very easy to work with and he is always available to answers all my questions for getting mortgage. He made process very easy to getting mortgage specially for first time home buyer. He negotiate with bank for getting batter deal. I really appreciate to Naren Kumar. Kashyap Tank

Excellent customer service and very understanding of my situation and help me along the way.

Great follow up with me

Was not willing to answer any more questions than he has to. Comes across very pushy. He disconnected on me saying if you find a property less than million dollars then call me otherwise don’t call me. Click! I was still talking on the other side. Realize he was gone. I found it very very rude . Not appreciated at all. If that’s how all your reps work pls change it. Sorry being honest.

Naren Kumar was great to work with , helped with everything and then some along the way of our mortgage renewal process! Made it all quick and easy ! Highly recommended Dwayne Dawes

Average

Super helpful. Friendly and prompt.

A pleasure working with Naren Kumar , helped make the transaction stress free, simple, understandable & quick. Got the best rate & fit for me and my family . Dwayne Dawes

Contacted me quickly

They have good survice and they replie us a good deal

They have good survice and they replie us a good deal

Overall good communication

Very passionate individual with informative information.

Naren is a very professional and experienced specialist.

NA

Excellent job in answering my questions

Good

Naren phoned at our set appointment time. He was efficient and polite and answered all of my questions

Good

Very responsive and knowledgeable

Very nice and professional

Still in early communication, waiting to hear back regarding my preapproval application.

Pleasant to talk to. Knowledgeable about their products

Super nice and very quick. No time wasted all, info right away with no suspense.

Polite Helpful

He followed up and had a very good knowledge

Friendly service

So far everything's been good, informative help from my broker. Currently working on getting me a great rate. Hopefully the mortgage goes through with the lender (BMO subsidiary). That would move my rating to 5 stars!

Very honest and professional advice provided by Mr. Kumar.

Prompt response with great info

Great experience

Knowledgeable agent

His nice manners at follow ups do not make you feel you are chased , but have a feeling of a great customer care

Great rates Good responses from Naren

He told me frankly that he cannot help me.

Clear information

very knowledgeable, quick and clear explanation.

Very personable and experienced. Easy to talk to knowledgeable about subject

professional, knowledgeable, friendly

He had great knowledge of mortgage.

very punctual answering emails.

Naren was thorough and efficient and was able to give me estimates for financing for several different scenarios very quickly.

I didn’t get phone call in 24 hours. After we talked he supposed to call me back after checking. More than another 24 hours. He has not call back.

Naren has been effective and efficient so far.

So far great great introduction and explanation as to what is available. Will see how we progress with application and documentation

Naren is proactive.

Very nice

The agent Naren Kumar had contacted me in regards with mortgage rates and when I returned her call she wasn't available to take my call but left a message to retun my call, but so far I haven't heard from her since. It was disappointing.

Naren was really easy to deal with and helped us through the process, I appreciated how he explained things to us thoroughly as new home buyers.

Effective and efficient in his email communication, even though we’ve been playing phone tag.

Effective and efficient in his email communication, even though we’ve been playing phone tag.

Persistent

great service, fast and informative.

Great

Very informative and helpful. Prompt response and Great service.

Called promptly

Answers emails.

He explained very well all the options will see him very soon.

Called me back ASAP and explained process and options. Good Service

great service

He is really nice person and have lot of patience.

Did a fine job. But unfortunately I couldn't qualify

Very patient knowledgeable and helpful

Hello, Nice person, however would not help me further because I do not have a phone. I feel communication by email is an acceptable medium to use. Thanks!

Quick reply but I refer to meet in person

He gave me all the information that I was looking for but after he realized that I am not eligible for the rate, I got the impression that he wants to finish the call while I was asking other questions.

Great service and a fast reply

Quick service and thorough

NO COMMENT

Service is really good

Very helpful finding the suitable product for me.

Fast response, clear answer, high professional level

Friendly not pushy

Naren tried to help me but in the end, it didnt work out

Prompt reply

Extremely helpful

Prompt communication !

Provided excellent customer service, prompt phone calls and emails and was very informative!

Very informative and extremely helpful. Walked us through the entire process and ensured that everything was in order. Very attentive - I would 100% recommend Naren to anyone.

Tried his best? Hopefully hear back soon.

excellent help

Great person to deal with

Super helpful! Gave me great info and was quick to follow up also! Looking forward to working with him and referring my clinets

Was helpful.

Offered a lot of options, wasn't super clear and said he'd email me the details. Over a week later I have heard nothing.

Straightforward answers.

I can’t rate anything unfortunately because I didn’t get the help I needed for the approval. Unfortunately it didn’t work out. Because they don’t have the resources or information to help with people in my situation. Their website or brokers don’t have the capacity to mention they can’t help people on my position. So it’s a misinformation from their part. But I’m sure they can help others who have a amazing credit rating. So my rating and information don’t count. I’m been brutally honest. I’m sure someone else can get a better service., unfortunately for me I couldn’t.

Factual efficient

Provided answers to my questions

Marengo was polite, curteous informative and most of all caring. I felt very comfortable talking to him.

Naren contacted me very quickly after my mortgage inquiry and he told me all the option. He followed up with me during the process. I am considering going with his recommendations but just have to review some documents first.

I sent 3 emails to Naren and each answer back was a "canned" response with virtually the same message each time. I tried to call and left a message for him to call back but he never did. I then sent a 4th more detailed message and he answered back a short message which was not quite clear . I sent a message back for clarification but he did not respond. My experience was very impersonal .

Informative professional helpful. Exceptional service

Fast response and useful advice

Still in the process of looking for a broker so far service has been great will see what the future brings!

Naren was great at answering all my questions and was quick to respond to my initial RateHub inquiry.

Great service and very informative regarding mortgage options available. Good followup.

The agent contacted me right away via email and a follow up phone call offering me my options

I felt "dropped: after I explained what I was looking for. I wasn't referred to anyone else could help me.

Very good

Honest, and clear concise speaker. Very helpful

He was courteous and knowledgeable and quite low key, just factual.

Was genuinely helpful.

Very helpful in explaining things.

Good

They tried to call me, but somehow I gave them the wrong number? So they emailed me but it went into spam... I just searched for and found it. All of which is to say that from my perspective I never heard back from them. And I used a broker my realtor recommended.

I received a welcome format email, replied to it, then did another courtesy reply. Never did have any further communication, no thank you or any sort of communication back, other than the first format email. I sensed this was telling of the likely "formatted" service...

The callback was very quick and the gentleman was very helpful and informative

Provided good information and very helpful.

Good guy persistent

Excellent

Naren was helpful with good advice and information. We are shopping for good mortgage rates and he provided necessary information for us to compare and negotiate rates.

I found him to be very forthright and pleasant, he answered my questions to my satisfaction.

grerat

Very knowledgeable and professional

Great follow-up by Naren.

Broker never called me after I requested a phone call. Only left me an email asking me to respond when I am ready to purchase.

Quick follow up

It's so great!

Right on top of everything for us

Naren has been great to deal with both on the phone and on email.

GOOD

Was not helpful

Polite and helpful and responded quickly.

Quick and responsive, the broker contact me next day I ask all the questions that I need thank you for your services

Great! Responded very quickly. He is active and very helpful.

Prompt and courteous service.

Followed up, but as a first time looking for a mortgage, the broker expected me to know alot of things, and sounded almost condescending at times.

I spoke briefly to Naren and he was very friendly, but I decided to go with another broker at this time.

Good

Very knowledgable and responsive.

Quick response to my online inquiry. Friendly and professional.

Great

More flexibility

Didn't use him in the end but he was good.

Not able to provide information of mortgage on consignor .

very professional

Very helpful friendly and fast!

Efficient and succinct service

Informative speedy response

Service was okay.

Ultimately failed to get me mortgage, however, collected every bit of information from me by promising that he was sure to get a winning deal for sure. He realized after 2 months of effort that there was no lender suitable for my needs

They originally contacted me but I wasn’t available and I have never heard back.

Helpful

Very friendly!

Hi

good

No

great

Professional and precise

Fast and courteous service. Responded both by phone and e-mail. Very easy to get in touch with and extremely helpful. A real pleasure to deal with.

Provided good information and followed up with an email.

Rates are fantastic

Nice, knowledeable, prompt responses to my questions

couldn't match the rate posted, disappointing

good

Good job

professional service

Still in the process of my mortgage application

Np

Knowledgeable, motivated and enthusiastic

Assured me that I was getting the best rate even though it was not with CanWise

good

He is best in his job to make satisfaction of clients. He have the right knowledge to full fill customers choice.

He was very helpful will be calling him back when we buy

Very fast to respond & informative.

Naren was pleasant and helpful , he answered my email right away and explained things to me about my concerns

I spoke to Mr. Kumar. He is very knowledgablr and gave me great information.

We had a discussion about my current mortgage and rate offered for renewal. He gave advise on current market rates and felt my offer was a good one and should stay with current provider. Appreciated his opinion.

Need to ensure client is being advised accordingly.

Never got back to me with yes/no answer.

Advice GIVEN CORRECT

Very kind

Would not give me a pre-approval like most brokers, said that he would only talk after I bought the house, also said no one does pre-approvals anymore. Seems to be a lazy way of doing business, also confirmed that the posted rate that made me click through to start. Very little trust in that methodology, this organization and also in ratehub for associating with these types of lenders. I will go back to searching on my own and will share my experience with all looking for houses.

Satisfactory

He is informative and detailed but he also needs to be more positive and taking initiative in finding what the customer is really looking for. I appreciate that he will reach me back again later on but I don't like to be asked a couple times if I' consider I would be approved otherwise is a waste of time to follow up with me.

Knowledgeable and friendly

Polite and informative. Answered my questions and followed up

?? Not much to say.

Very prompt, helpful and honest

Great service

Excellent service!

Mr. Kumar was most helpful guiding me with what was required for financial information.

Hard to connect with but when I did he was very polite.. My mortgage was too small for them to work with me.

Very nice and competent

Good customer service and knowledgable

Excellent service and suggestions- not done yet but so far so good!!

prompt reply and knowledgeable

Great

So helpful, patient and easy to talk to

Great honest opinion! Wise advice..,

Answer all my questions.

Very patient and well-versed

I got a quick reply from Naren and he gave me all the answers to my questions very satisfactory. also offered me very competitive rates for my mortgage renewal.

.

Great service