Invis Mortgage RatesRates updated:
Below you will find current Invis's posted 5-year fixed and variable mortgage rates. Use Ratehub.ca's comparison chart to evaluate other banks, brokerages and lenders against Invis and ensure you get the best mortgage rate!
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Invis mortgage rates
Invis brokerage, ‘Canada’s Mortgage Experts’, has defined service areas to source the right mortgage rate to suit your needs, all of which are described in more detail below.
For First Time Buyers, Invis provides timely and accurate mortgage advice, the right products to select from, and a stress-free process so you can enjoy the triumph of securing a family home and lifetime investment.
As a Repeat Buyer, Invis will keep you up to date on the changing mortgage marketplace, so that you can make a decision that is tailored to your current situation with the flexibility that you require.
When Renewing Your Mortgage, your current lending institution will often present a rate that is not the best one available in the marketplace. You are in a strong bargaining position, and with the guidance of Invis, you can obtain a fair mortgage rate. Unfortunately, over 70% of mortgage holders simply sign their current lender’s renewal form, ending up with a higher rate and product that no longer optimizes their financial situation and goals.
Refinancing is a strategic financial decision that requires the assistance of a mortgage expert, whether it is a relatively straightforward refinance of your existing mortgage balance or utilizing your Home Equity for another desired purpose. For example, Invis can help you secure the best mortgage rate to serve the following objectives:
- Lower your monthly payment
- Consolidate debt
- Pull cash out of your home
- Increase your flexibility with a credit line
- Break your mortgage
Invis also provides tailored servicing for Non-Traditional Borrowers/Situations, inclusive of employment, income, credit, property, status, and financial considerations.
In terms of Employment considerations, Invis will work with you to find the lowest mortgage rate if you are self-employed, have recently switched employers, have limited Canadian work history, or are a part-time employee, amongst other unique situations.
Income positions become more complicated if your income is non-verifiable, is comprised of both salary and commission, is seasonal, or includes irregular bonus structures. Invis can un-complicate such situations and direct you to the best mortgage rate.
If you have ambiguous Credit issues - spotty/bad credit, no credit, previously bankrupt – it can be difficult to secure a mortgage; however, Invis can work with you to obtain an equitable mortgage rate.
Different Property types, whether the purpose of your mortgage is a rental property, a vacation home, a multiplex investment, a rural or mobile home, can also be a source of frustration which Invis can assuage.
And finally Status considerations, if you are a non-resident or new immigrant, while worrisome when facing many lending institutions, are fully accounted and serviced for by Invis.
Additional resources on Invis mortgage rates
Invis boasts an online resource centre for additional information on buying and financing a home; choosing a mortgage; the dynamics of switching for a mortgage renewal; and refinancing and home equity dynamics, such as debt consolidation, home improvements, combining mortgages, and breaking/transferring a mortgage.
Connecting with an Invis mortgage broker
You can fill out a mortgage application form on the Invis website and specify a time you prefer to be contacted; otherwise, you will be contacted by an Invis broker within three business hours or first thing the next business day.
More on Invis
Invis was incorporated in July 2000 through the amalgamation of four leading regional mortgage brokerages across the country. The company has grown dramatically since inception, from under $1 billion funded in 2000, to $6.9 billion in 2007.
With this sizable funding figure and over 800 mortgage consultants, Invis has substantial leverage in negotiating the best mortgage products and rates with financial institutions across the country. For customers, this means the best possible value in rates, terms and conditions for their specific mortgage needs, and thousands of dollars in savings through the years of home ownership.