chequing accounts

As a Canadian, it’s rare that you’ll make a direct investment yourself. Residential real estate and other appreciable property (like collectables or gold, for example) are the most common exceptions to this rule. You can buy … Read More

Chequing account fees are expensive. In Canada, some premium accounts cost as much as $30 every month – that’s $360 every year. And even though those high-end options come with all the bells and whistles you … Read More

The humble bank account – in all of financial services it seems to be the product that is easiest to understand. Money goes in, it sometimes earns interest, you often pay fees, and then you withdraw … Read More

Motivation plays a huge role in achieving goals. Whether you’re trying to pay off debt, saving for a home down payment, or saving for your dream of retiring early, at some point, motivation will come in … Read More

Having the same bank has its advantages: one debit card to carry, one online banking password and PIN to remember, and the opportunity to get a monthly discount if you have multiple products with the same … Read More

At Ratehub, we believe strongly in our mission of helping Canadians make smarter financial decisions. In order to do this, we need to understand more about how and why Canadians make the financial decisions they do. … Read More

It’s easy to accept things as they’ve always been; making peace with routine and the status quo because that’s all we’ve ever known. That sort of Laissez-faire attitude, however, can be detrimental to your finances. For … Read More

Although it seems like January extended into April (at least in Toronto, where the weather had been horrendous), we are nearing the half-way point of the year. And what better time to take stock and take … Read More

This post is sponsored by Scotiabank We here at Ratehub.ca are big fans of rewards programs; we constantly exchange tips and tricks to make sure we’re maximizing the rewards we receive from our chosen rewards program. … Read More

Rewards credit cards are an excellent way to treat yourself for responsible spending. By charging everyday purchases to your card, you can earn redeem points for free hotels, flights, gift cards, electronics, and other merchandise. But using … Read More