Current Mortgage Rates in St. John's

Browse our aggregated St. John's mortgage rates to find the lowest rates possible. Click “See all” to compare.

Broker Mortgage Rates Minimize Table Maximize Table

TERM	FIXED
1-yr	3.29% Sullivan Mortgage Group (116) Inquire Compare all rates
2-yr	3.32% Sullivan Mortgage Group (116) Inquire Compare all rates
3-yr	2.99% Sullivan Mortgage Group (116) Inquire Compare all rates
4-yr	3.39% Sullivan Mortgage Group (116) Inquire Compare all rates
5-yr	2.64% Sullivan Mortgage Group (116) Inquire Compare all rates
10-yr	4.14% Sullivan Mortgage Group (116) Inquire Compare all rates

TERM	VARIABLE
1-yr
2-yr
3-yr	3.95% Prime - 0.00 Sullivan Mortgage Group (116) Inquire Compare all rates
4-yr
5-yr	2.80% Prime - 1.15 Sullivan Mortgage Group (116) Inquire Compare all rates
10-yr

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Current St. John's Mortgage Rate News

Best St. John’s Mortgage Rates:

Mortgage rates in St. John’s, Newfoundland are expected to remain historically low in the near future, with a possible increase in 2017.

Information for the City of St. John’s:

The capital of Newfoundland and Labrador is the oldest English-founded city in North America (est. 1497). St John’s is also the second largest city in Atlantic Canada with a population of approximately 215,000. The city is in a unique geographic location with its own time zone called the Newfoundland Standard Time Zone, which is one-and-a-half hours ahead of Toronto and four-and-a-half hours ahead of Vancouver. The economy is driven by the oil and gas industry that lies in the Atlantic Ocean; ExxonMobil, Chevron, Husky Energy and Suncor Energy maintain large operations in St. John’s.

The St. John’s Housing Market:

St. John’s housing market is expected to continue seeing moderation in 2016 as sales and new home construction decline, and economic challenges surrounding low oil prices prevail. After seeing a decline in prices in 2015, the average home price will continue to see pressure from the market in 2017.

The housing market at a glance:¹

Mortgage Brokers in St. John’s:

A mortgage broker in Newfoundland will act as a liaison between the bank and the borrower. A broker will also handle the rate negotiations on their client’s behalf, to ensure they get the best mortgage rate available in St. John’s.