Compare the best rates
Answer a few quick questions and see the lowest rates you can qualify for.
Apply for your mortgage instantly and easily using our secure online application.
Connect with our mortgage advisors
Questions or comments? Book a call and one of our mortgage advisors will walk you through all the details
What are the features of a CanWise mortgage?
- Bridge financing - if you are selling a home at the same time as buying another one, CanWise provides bridge financing
- Portable - if you sell a property and buy another you could move your existing mortgage to the new property without a penalty
- Standard charge - CanWise registers their mortgages as a standard charge (as opposed to a collateral charge), which makes it easier for you to switch lenders in the future
- Lump sum prepayment privilege - Each year you will be able to make additional lump sum payments, the total of which cannot exceed 20% of your original mortgage principal
- Increase your regular mortgage payment - You may increase your regular payment by up to 20% of the original payment amount
How do I get a mortgage with CanWise?
Isn’t CanWise a mortgage brokerage?
CanWise is a CMHC-approved mortgage lender.
Ratehub Inc. owns and operates a licensed mortgage brokerage, Ratehub.ca (formerly known as CanWise Financial). When comparing mortgage rates on Ratehub.ca, you’ll see rates from a number of mortgage lenders, including CanWise.
Check out the best current mortgage rates
Take 2 minutes to answer a few questions and discover the lowest rates available
Whether you need a mortgage, credit card, savings account, or insurance coverage, we help you find and compare the best financial products for your specific needs.
When it comes to mortgages, Ratehub.ca is more than just a place to research and compare the best rates. Our goal is to give Canadians the best mortgage experience from online search to close. This means offering Canadians the mortgage tools, information and articles to educate themselves, allowing them to get personalized rate quotes from multiple lenders to compare rates instantly, and providing them with the best online application and offline customer service to close their mortgage all in one place.
Ratehub.ca has been named Canada's Mortgage Brokerage of the Year for four years straight (2018-2021). With over 12 years of mortgage experience, and over $11 billion in mortgages funded, we deliver you the best mortgage experience in Canada.
How does Ratehub.ca make money?
Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.
How are CanWise Financial and Ratehub.ca connected?
We own and operate a mortgage brokerage, Ratehub.ca (formerly known as CanWise Financial), and are compensated for mortgages funded through our brokerage. Ratehub Inc. o/a Ratehub.ca & CanWise is a licensed mortgage brokerage and CMHC-approved lender. When comparing mortgage rates on Ratehub.ca, you’ll see rates from a number of lenders, including CanWise. All products are sorted according to the rates available to you and the selection criteria you’ve shared with us. Both Ratehub.ca and CanWise are owned and operated by Ratehub Inc.
We’re proud of our Ratehub.ca mortgage brokerage, which offers our users great rates, trusted advice and an award-winning team of mortgage experts. Read any of our 6,700 five-star Google and Facebook reviews and you’ll see what we mean.