Quebec Land Transfer Tax

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When you a buy a house, condo or land in Quebec you are subject to land transfer tax which is due upon closing. Use Ratehub.ca’s calculator to determine your applicable land transfer tax or view Quebec's current rates below and follow along with our sample calculation.

Quebec land transfer tax calculator

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Provincial: Provincial Land transfer tax (LTT), typically calculated as a percentage of the purchase price of a home, is required when purchasing a home in Canada. All provinces have a LTT, and the amount varies in each province. plus
 
Municipal: Municipal Some municipalities, like Toronto, levy an additional LTT, which is similarly calculated as a percentage of the purchase price of a home. plus
 
Rebate: Rebate If you are a first-time home buyer in British Columbia or Ontario, you will be eligible for LTT rebates, equal to the value of the LTT up to a maximum amount set by the province. minus
 

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Land transfer tax rates in Quebec

Content last updated: June 9, 2020

Quebec's Land Transfer Tax(LTT) is a percentage of your home's purchase price, and has a marginal tax rate ranging from 0.5% to 1.5%. Each portion of your home's value is taxed at its own unique marginal tax rate. In Montreal, there are additional tax brackets from $258,600 to $517,100 with a tax rate of 1.5%, and from $500,001 to $999,999 with a tax rate of 2.0%, and finally for amounts over $1,034,200 a tax rate of 2.5%. Quebec's LTT rates are as follows:

Purchase price of home Land title transfer fee First-time home buyer rebate
First $51,700 0.5% No rebate avaliable
On 50,001 to $258,600 1.0%
Over $258,600 1.5%
Montreal only
On $258,600 to $517,100 1.5%
On $500,001 to $1,034,200 2.0%
Over $1,034,200 2.5%

The land transfer tax in Quebec is indexed to the consumer price index in Quebec. That means it gets higher each year.


Quebec land transfer tax example calculation1

For example, on a home worth $1,200,000 outside of Montreal:

Quebec land transfer tax sample calculation
$51,700 first marginal tax bracket 0.50% tax rate =
$258 land transfer tax
( $258,600 upper marginal tax bracket $51,700 lower marginal tax bracket) 1.00% marginal tax rate =
$2,069 land transfer tax
( $1,200,000 property value $258,600 lower marginal tax bracket) 1.50% marginal tax rate =
$14,121 land transfer tax
$258 land transfer tax $2,069 land transfer tax $14,121 land transfer tax =
$16,448 total land transfer tax

Montreal land transfer tax example calculation

Let's run the same calculation for a home worth $1,200,000 inside Montreal.

Montreal land transfer tax sample calculation
$51,700 first marginal tax bracket 0.50% tax rate =
$258 land transfer tax
( $258,600 upper marginal tax bracket $51,700 lower marginal tax bracket) 1.00% marginal tax rate =
$2,069 land transfer tax
( $517,100 mid marginal tax bracket $258,600 lower marginal tax bracket) 1.50% marginal tax rate =
$3,878 land transfer tax
( $1,034,200 upper marginal tax bracket $517,100 mid marginal tax bracket) 2.00% marginal tax rate =
$10,342 land transfer tax
( $1,200,000 property value $1,034,200 higher marginal tax bracket) 2.50% marginal tax rate =
$4,145 land transfer tax
$2,328 Base Quebec LTT $3,878 MTL land transfer tax $10,342 MTL land transfer tax $4,145 MTL land transfer tax =
$20,692 total land transfer tax

References and Notes

  1. Source:, The Government of Quebec, 'Transfer Tax'