Alberta Land Transfer Tax Calculator
When you a buy a house or condo in Alberta you are subject to land transfer tax on closing. Use Ratehub.ca’s calculator to determine your land transfer tax or view Alberta’s current rates below.
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A guide to Alberta land transfer tax
Jamie David, Sr. Director of Marketing and Mortgages
Land title transfer fees Alberta (updated in 2022)
Alberta does not have a large land transfer tax like most provinces in Canada. Instead, it has a much smaller land title transfer fee. There are two major parts to the fee: one on your home’s value and the other on your mortgage amount. The rates for the two parts are as follows:
| Land title transfer fee | First-time home buyer rebate | |
| On the property value | $50 base + $2 for every $5,000 or portion thereof of the property value. | There is no land transfer tax rebate in Alberta. |
| On the mortgage | $50 base +$1.50 for every $5000 or part thereof of the mortgage amount. | There is no land transfer tax rebate in Alberta. |
Example land title transfer fee calculation - Alberta
Let’s assume you are purchasing a house worth $300,000 with a 20% down payment resulting in a $240,000 mortgage.
1. Land title transfer fee on the property value:
- $300,000 property value
÷ $,5000 tax portion size
= 60 portions of value up to $5,000 (rounded up) - $50 base value
+ ( $2 tax per $5,000 portion × 60 portions of value up to $5,000 )
= $170 land title transfer fee on property value
2. Land title transfer fee on the mortgage amount
- $240,000 mortgage amount
÷ $5,000 tax portion size
= 48 portions of value up to $5,000 (rounded up) - $50 base value
+ ( $2 tax per $5,000 portion × 48 portions of value up to $5,000 )
= $120 land title transfer fee on property value
3. Total land transfer fee
- $170 fee on property
+ $120 fee on mortgage
= $290 total land transfer tax
The Alberta land title transfer fees can be paid to the Alberta Land Titles Office when your legal documents are submitted for registration.