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Who is Pembridge?

Pembridge Insurance company was established in 1999 but, being a subsidiary to insurance giant Allstate, they can trace their roots back to 1964. Pembridge Canada offers home, auto, recreational vehicle, group and business insurance coverage options. Being relatively new allows Pembridge to often be first-to-market with new insurance products and services.

Types of Pembridge home insurance

Homeowner's insurance

Condo insurance

Tenant (Renter's) insurance

Cottage insurance

How can I purchase Pembridge home insurance?

You have to buy insurance through one of Pembridge Canada’s approved insurance brokerages – an example of this would be Surex Direct. Brokerages are certified resellers of insurance products for various insurers across Canada – each brokerage will establish agreements with individual insurance companies in order to be able to offer their complement of products.

The benefit of purchasing from an insurance broker is that they have a better understanding of what’s in the market and can provide you with a less biased take on what’s available to you. The primary drawback from purchasing insurance from a broker versus going direct is that it may cost you a bit more than if you had chosen to purchase directly from an insurer. As always, we recommend you take the time to shop and compare insurance providers to make sure you are getting the best policy for the right price to meet your needs.

Available Pembridge home insurance discounts

If you’re looking for discounts on home insurance with Pembridge, here’s how you can save:


Monitored alarm system



Newer home


Optional Pembridge home insurance coverage

Pembridge offers several useful additional coverage options that you can get for both your home and car. Here are some unique coverage extensions that are designed to help you customize your home insurance policy to meet your needs.

Optional home insurance coverages:

Optional Coverages Overview

For residents of BC, this can help you piece your home and its contents back together after an earthquake.

WaterDamage Extension

Pembridge offers comprehensive overland water coverage both from melting snow, rising lakes and sewer backup.

Sewer Backup

Covers you for damage or loss caused by water especial from back up of sewers, drains, sump pumps, or septic tanks.

Home-based business

Basic coverage to protect you and your new business.

You can learn more about the additional coverage options that Pembridge has to offer here .

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