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Who is Pafco Insurance?
PAFCO insurance was founded more than 25 years ago under Pembridge Insurance. They offer home insurance for houses, condos, rented apartments, and cottages. They sell their products through a broker network and have built their business on specialized insurance products in the auto industry.
Types of Pafco Insurance home insurance
Homeowner's insurance
Condo insurance
Tenant (Renter's) insurance
Cottage insurance
How can I purchase Pafco home insurance?
You can purchase Pafco home insurance from one of their approved insurance brokerages like Surex Direct. A brokerage is a certified reseller of insurance products from a variety of providers.
The benefit of purchasing from an insurance broker is that they have a better understanding of what’s in the market and can provide you with a less biased take on what’s available to you. The primary drawback from purchasing insurance from a broker versus going direct to an insurer, if they offer it, is that it may cost you a bit more than if you had chosen to purchase directly from an insurer. As always, we recommend you take the time to shop and compare insurance providers to make sure you are getting the best policy for the right price to meet your needs.
Available Pafco Insurance home insurance discounts
If you’re looking for discounts on home insurance with Pafco Insurance, here’s how you can save:
Claims-free
Water damage prevention
Non-smoker
Mortgage free
Multi-home discount
Monitored alarm system
Optional Pafco Insurance home insurance coverage
Pafco Insurance offers several useful additional coverage options that you can get for both your home and car. Here are some unique coverage extensions that are designed to help you customize your home insurance policy to meet your needs.
Optional home insurance coverages:
| Optional Coverages | Overview |
|---|---|
| Earthquake |
For residents of BC, this can help you piece your home and its contents back together after an earthquake |
| WaterDamage Extension |
Pafco offers comprehensive overland water coverage both from melting snow, rising lakes and sewer backup. |
| Sewer Backup |
Covers you for damage or loss caused by water especial from back up of sewers, drains, sump pumps, or septic tanks. |
| Home-based business |
Basic coverage to protect you and your new business. |
You can learn more about the additional coverage options that Pafco Insurance has to offer here .
FAQ's about Pafco home insurance
For more educational insurance content check out our blog
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March 4, 2021
Why you want family protection coverage for your car
As a driver in Ontario, by law, you must have $200,000 in Third-party liability coverage to protect other people and their property from damage. You also require Accident Benefits for your medical expenses following an accident, but the minimum is … Continue reading →
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February 26, 2021
Does homeowners’ insurance cover theft, break-ins, and stolen property?
The rate of property theft in Canada remains high. According to the latest data available from Statistics Canada in its ‘Police-reported crime for selected offences report,’ more than 1.3 million Canadians were the victim of property theft in 2019. This … Continue reading →