Compare car insurance quotes

Personalized car insurance quotes from Intact Insurance and Canada's top providers, faster

Unfortunately, we do not currently service your area

Who is Intact Insurance?

Intact Insurance, formerly ING Canada, is the largest provider of P&C insurance in Canada. Headquartered in Toronto, Intact offers coverage for cars, houses, condos, motorcycles, ATV’s and the list goes on. With over 13,000 employees, they insure more than five million individuals and businesses. Members of the Intact Financial Corporation include: Intact Insurance, Belair Direct, BrokerLink, and OneBeacon. In July 2018, Intact Insurance announced a $3 million investment in autonomous vehicles with startup company Voyage.

What type of car insurance coverage does Intact Insurance offer?

auto insurance

motorcycle insurance

ATV & Snowmobile Insurance

commercial auto insurance

RV insurance

Boat insurance

How can I purchase Intact Insurance car insurance

You have two paths to purchasing Intact insurance. Your first option is to purchase directly from Intact Canada. You can get a quote by calling 1-855-388-5502 or you can purchase online. The second option would be via one of Intact Canada’s approved insurance brokerages – an example of this would be Surex Direct. Brokerages are certified resellers of insurance products for various insurers across Canada – each brokerage will establish agreements with individual insurance companies in order to be able to offer their complement of products.

The benefit of purchasing directly is that you are connecting with the source, but the drawback is that they are only experts with regards to their own products and are only concerned with selling you what they have to offer. On the other hand, the benefit of purchasing from an insurance broker is that they have a better understanding of what’s in the market and can provide you with a less biased take on what’s available to you. The primary drawback from purchasing insurance from a broker versus going direct is that it may cost you a bit more than if you had chosen to purchase directly from an insurer. As always, we recommend you take the time to shop and compare insurance providers to make sure you are getting the best policy for the right price to meet your needs.

Available Intact Insurance car insurance discounts

If you’re looking for discounts on auto insurance with Intact Insurance, here’s how you can save:

Bundle your policies

Add additional vehicles

Clean driving record

Increase your deductible

Pass a driver's education course

Make one annual payment, instead of monthly

Optional Intact Insurance car insurance coverage

Intact Insurance offers several useful additional coverage options that you can get for both your home and car. Here are some unique coverage extensions that are designed to help you customize your policy to meet your needs.

Optional car insurance coverages:

Optional Coverages Overview
Temporary vehicle replacement

It gives you a rental car in case your car is stolen, in for repair, or you’re waiting on a new one after an accident.

Conviction Protector

Prevents premium increases from occurring due to demerit points from minor convictions.

Accident Forgiveness

Guarantees your rates won’t increase, even if you were involved in at-fault accident.


If you’re driving for Uber or Lyft, you may need to have ride sharing coverage if your insurance company doesn't support it.

Car Sharing

If you rent your car for others to use through an app like Turo, Intact can cover you.

Telematics App

Intact offers a “my Driving Discount”. It’s an app you use to track your driving behaviours, habits, and distance travelled. You can save money by being a safe driver.


Protects your vehicle if it’s damaged in an accident


Protect your vehicle against damage not cause by a collision – these include theft vandalism, and falling objects.

All Perils

You can choose coverage against a specific peril like theft, natural disasters, and riots or you can cover yourself for all perils.

You can learn more about the additional coverage options that Intact Insurance has to offer here .

Frequently asked questions about Intact auto insurance

For more exciting car insurance content check out our blog