There are multiple factors that determine your average home insurance cost in Ontario. Consider your location, your home’s rebuild costs to home construction materials, proximity of hydrants, and alarm systems. You’ll pay more for home insurance … Read More
If you’re looking for vacation property or cottage insurance, click here. Do you sing carols during the holidays? We do! We love karaoke so much we wrote this home insurance checklist. Sing along and know how … Read More
If a tree falls in the forest, and no one is around to hear it, does it make a sound? We’ll let the philosophers decide. Now, If a tree falls on your house, does home insurance … Read More
What does home insurance not cover? Well, if you have a named perils home insurance policy, you know exactly what’s covered. Typically, insurance will kick in if damage to your home is by an insured peril, … Read More
I’m an Airbnb host but I don’t own my home. When I tell people I Airbnb sublet my apartment out for days, weekends and occasionally weeks at a time, they inevitably ask, “aren’t you afraid something … Read More
Whether you’re running a home-based business in Canada or working from home with your company laptop, knowing your insurance requirements is valuable. In a post-COVID world, we adapt to our new realities. That could mean fewer … Read More
When it comes to insurance fraud, Canadians claim to be trustworthy, but 15 cents out of every dollar paid in premiums goes toward covering fraudulent claims, according to Allstate Canada, costing the industry an estimated $1 … Read More
Every minute and a half, there’s a residential break-in somewhere in the country, according to the property and casualty insurer SGI Canada. Eighty per cent of those occur during the day, and most burglars force their … Read More
A Fall home maintenance checklist is not synonymous with fun, but it’s essential to protecting your largest investment. You have house insurance in case something goes wrong, but it’s best to avoid a claim. The fall … Read More
Smoke detectors are common in homes to prevent fires. But, water damage can be just as costly for homeowners and their respective insurance rates. Without leak detection, water can wreak havoc when it’s unleashed into a home … Read More