Home Insurance

What does home insurance not cover? Well, if you have a named perils home insurance policy, you know exactly what’s covered. Typically, insurance will kick in if damage to your home is by an insured peril, … Read More

I’m an Airbnb host but I don’t own my home. When I tell people I Airbnb sublet my apartment out for days, weekends and occasionally weeks at a time, they inevitably ask, “aren’t you afraid something … Read More

Whether you’re running a home-based business in Canada or working from home with your company laptop, knowing your insurance requirements is valuable. In a post-COVID world, we adapt to our new realities. That could mean fewer … Read More

When it comes to insurance fraud, Canadians claim to be trustworthy, but 15 cents out of every dollar paid in premiums goes toward covering fraudulent claims, according to Allstate Canada, costing the industry an estimated $1 … Read More

Every minute and a half, there’s a residential break-in somewhere in the country, according to the property and casualty insurer SGI Canada. Eighty per cent of those occur during the day, and most burglars force their … Read More

A Fall home maintenance checklist is not synonymous with fun, but it’s essential to protecting your largest investment. You have house insurance in case something goes wrong, but it’s best to avoid a claim. The fall … Read More

Smoke detectors are common in homes to prevent fires. But, water damage can be just as costly for homeowners and their respective insurance rates. Without leak detection, water can wreak havoc when it’s unleashed into a home … Read More

Other than flooding from burst pipes or appliances gone haywire, water damage isn’t included in standard home insurance policies. And we only have to look back to the southern Alberta flood in June 2013, the torrential … Read More

If you just bought a condo, or you’re renting one, you may be wondering how much condo insurance you need. Part of your condo fees is for maintenance and insurance of common or shared areas such … Read More

Consumer surveys show that most Canadians interested in buying a condo were unclear about what insurance protection they needed. Worse, most were completely unaware of the differences between condo insurance coverage and home insurance. Did you … Read More