Auto insurance

On Wednesday, March 26, 2025, U.S. President Donald Trump announced plans to impose 25% tariffs on the automotive industry. Set to take effect on April 3rd, the tariffs will apply to passenger cars and parts manufactured outside the United States.

There’s nothing quite like the freedom of owning your own car. The possibilities are endless: you can take a cross-country road trip, spend a weekend away with friends, or just hit your town’s country back roads.

You did it. You researched, compared prices, car models, and years, negotiated with the seller, and finally purchased a used car. Congratulations!

Next to a home, a vehicle is the second-largest purchase many Canadians make in their lives. Choosing the right car is a big decision, especially with the higher prices, rising insurance rates, and new tariffs we’re faced with this year.

If you’ve ever searched for car-buying advice, you’ve probably come across the 20/4/10 rule — a tidy little formula that tells you to put 20% down, finance for no more than four years, and spend no more than 10% of your income on your car. Sounds reasonable, right?

Auto insurance in Canada is expensive enough. But what if you could save by giving your insurance company a different address? In addition to …