Mortgages

The coronavirus pandemic has greatly disrupted Canada’s mortgage and housing market. Here are our predictions for what is likely to happen next.

The RRSP Home Buyers’ Plan lets you use $35,000 of your RRSP for a down payment on a home. But there are other things you need to consider.

On Episode 5 of Ratehub’s Real Money Talk Podcast, we sit down with three ‘side hustlers’. Liz, Kevin, and Hernani, all started working their regular 9 to 5 jobs but felt they needed something more. Each … Read More

Home equity is a really important concept for homeowners, especially if you’re considering a home equity loan or line of credit. So what is home equity?

What is a broker? If you’re getting a mortgage, investing in shares, or opening a GIC, you need to know what a broker is and how they can help you.

What is a high-ratio mortgage? More than a buzzword, the difference between a high-ratio mortgage and a low-ratio mortgage matters, saving you thousands.

The CMHC has announced changes to its coverage criteria for insured mortgages. The changes could make it more difficult to qualify for a mortgage in Canada.

Should your first home be a condo or house? There are pros and cons to both. Here’s everything first-time home buyers need to know.

Condo maintenance fees are a monthly expense which all condo unit owners pay. It’s a shared pool of money that helps the building pay for expenses throughout the year. When you’re renting a condo, you don’t … Read More

The situation surrounding the COVID-19 pandemic is unfolding rapidly, and it could affect your ability to pay your mortgage. Here’s what you need to know.