Mortgages

The #1 factor determining your ability to obtain advertised mortgage rates, like the ones on Ratehub.ca, is your credit score. Unless you are self-employed or applying for a mortgage on an investment property, it’s the primary … Read More

Buying a home in Canada can feel impossible. If you’re already paying rent, you at least have an idea of what it’s like managing high monthly costs. Those monthly costs usually aren’t the issue when preparing … Read More

Whether a first-time home buyer or experienced mortgage shopper, when it comes time to finding the best mortgage rate, you’ll have to make important decisions about the term and amortization of your mortgage. These two mortgage … Read More

Refinancing your mortgage can be an excellent source of financing to consolidate debt, complete a home renovation or to send your children to post-secondary education. In Canada, you can refinance your mortgage up to a loan-to-value ratio … Read More

If you’re looking to dive into homeownership, it pays off to be prepared every step of the way. Besides tracking interest rates and house hunting, applying for a home loan is the biggest step in the … Read More

If you haven’t checked out the Real Money Talk podcast yet, you’re missing out. However, we’ve got a little sample for you, so you get a taste of what you can expect from the (soon-to-be) no. … Read More

Many first-time homebuyers have similar questions when it comes to mortgage rates and the steps to buy a house or property. One of the most common sources of confusion surrounds the difference between mortgage pre-qualification, pre-approval, … Read More

If you’re an aspiring first time home buyer, you might be wondering where to start. It can be intimidating navigating the confusing world of mortgages and real estate and there’s a lot of conflicting information available. … Read More

Renters are more comfortable with having a cannabis dispensary in their neighbourhood, compared to homeowners, according to a recently released survey by Zoocasa, an online brokerage. Zoocasa polled over 1,300 Canadians online between September 17 to … Read More

In the last federal election, the Liberal party made three big promises about housing: they would create a $125-million tax break for landlords, expanding the RRSP Home Buyer’s Program (HBP) and reviewing home affordability in this … Read More