Mortgages

The Office of the Superintendent of Financial Institutions (OSFI) introduced a mortgage stress test that took effect in January 2018. It requires homebuyers to prove they can afford payments of the greater of the Bank of … Read More

Buying a home is an exciting event, especially when you’re a first-time buyer. But, it can also be quite stressful, there are many steps and important decisions to make. It requires you to ask the right questions, at … Read More

Toronto boasts one of the lowest property tax rates in Ontario, according to a recently released report by Zoocasa. Zoocasa ranked 35 cities in the province and found that Torontonians are paying around 0.62% on their … Read More

When you’re buying your first home, bigger might be better. Choosing a house over a condo could unlock a lot of potential. Choosing a house could help you maximize programs for first-time homebuyers, qualify for a … Read More

I have an RV, what do I need to know regarding insurance for RV’s? Canada is home to incredible destinations that’ll have you itching to take your RV out on the road. Before you start trekking … Read More

The home-buying process can be pretty overwhelming. Applying for a mortgage involves a lot of variables, some expected and some downright frustrating. What can you do to set yourself up to get the best mortgage possible? … Read More

When you examine the data for Canada as a whole it looks like the country is in balanced territory. But when you break it apart down to its local markets, it’s clear that buying conditions differ … Read More

When you bought your first home, it was so exciting. When you got the keys and opened the door for the first time, it was like opening the door to your own private kingdom. But as … Read More

Whether you’re in university, are preparing for university, or have children in university, you’re probably aware that it’s quite costly. University costs much more than just tuition. In fact, for most of us, the tuition portion … Read More

Everybody loves a good deal. Whether it’s shopping for a new car, a new wardrobe, or even just groceries, people want to make sure they’re saving as much money as possible. But, do they have the … Read More