Mortgages

Toronto summers are hot, and so is activity in the real estate market. Homes for sale in Toronto are flying off the MLS — sales increased 18.6 per cent across the Greater Toronto Area from last … Read More

Renting an apartment or home is an excellent option and makes sense in many situations. But perhaps you are tired of leasing and want to lay down some roots. You’ve decided to start saving for a … Read More

Purchasing a new home is one of the biggest investments you will make in your lifetime, so it’s important that you are fully aware of what you are putting your life savings into. Hiring a home … Read More

Whether you’re buying a home or renewing or refinancing your current mortgage, a mortgage broker can help you get the best deal on a mortgage. Just like realtors are experts in real estate, mortgage brokers are … Read More

The reasons for buying a second home go all the way from the need to find the perfect vacation spot or a place for retirement, to the desire to make an investment. So what location do … Read More

Before granting you a mortgage, a lender will determine whether or not you can afford the loan amount you’ve requested.

The Bank of Canada has raised interest rates four times since July 2017. While that’s often bad for borrowers, it should be good for savers. The central bank influences short-term interest rates by increasing or decreasing … Read More

Many first-time homebuyers have similar questions when it comes to mortgage rates and the steps to buy a house or property. One of the most common sources of confusion surrounds the difference between mortgage pre-qualification, pre-approval, … Read More

Renewing a mortgage this year might be a little scarier than in years past, due to recent mortgage rule changes, but don’t sweat it. Despite what your current lender may tell you, you are still able … Read More

Toronto condos have been the saving grace of this year’s housing market. Unlike every other market segment, condos are increasing in price. Toronto condos were up 6.5 per cent in the 416 this May 2018 to … Read More