Up to 30,000 Bonus Points ($300 value) : In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards points for each monthly billing period in which you spend $500 in purchases on your Card.
Earn 5x the points on eats and drinks.
Earn 2x the points on travel and transit, including taxis.
Earn 1x the points on everything else.
Annual fee: $10/monthly
Low Promotional Rate: You could get a 0% promotional interest rate on balance transfers for the first 12 months.
No annual fee