When it comes to credit cards, there are universal truths that almost everyone can agree on: a credit card can be an effective tool for building credit; missing a payment is never a good strategy nor … Read More

When your pre-construction condo is on its final leg of completion and the condo developer has given you the go-ahead to move in (even handing you the keys), it’s only natural to assume that you’ve now … Read More

From points bonuses and cash back offers to annual fee waivers, there’s no shortage of credit card promotions out there on the market. Designed to spur interest and entice applications, promotional offers can also help those … Read More

Air Miles may be one of the largest loyalty programs in Canada – with a whopping 11 million accountholders collectively swiping thousands of Air Miles Cards a minute – but it’s arguably become less rewarding when … Read More

Whatever your reason for applying for a new credit card – whether it’s to up your rewards game or get started establishing your credit history – getting denied is a bummer. There are ten main reasons … Read More

Whether you’re a sceptic or believer, it’s hard to argue with the facts: cryptocurrency is going mainstream. The world’s first bitcoin ETF was launched last month, trading crypto can now be done in a few taps … Read More

Lockdowns may have put a wrench in weekend brunch plans and dining out, but odds are, you’re still spending a sizeable chunk of your budget on restaurants. Multiple studies show the pandemic has led to a … Read More

To pay back debt or invest. That’s the question. And it’s top of mind for many Canadians now more than ever. Between historically-low interest rates, lockdowns driving a sharp decline in consumer spending, and online brokerages … Read More

In October 2020, Capital One announced it would be scaling down its Canadian credit card portfolio by ending its long-standing partnerships with two retail giants: Hudson’s Bay and Costco. Four months later, and Hudson’s Bay has … Read More

If you’re shopping for a rewards credit card (or already have one in your wallet), odds are you’re familiar with what an annual fee is and have put considerable thought into how to avoid paying it. … Read More