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US Mortgage Rates Continue to Fall

Alyssa Furtado

US mortgage rates continue to decrease, accompanying President Obama’s announcement of reduced stimulus spending and tax increases. This trend of decreasing US rates contrasts the Canadian trend of increasing mortgage rates.

Changes include:

·         15-year fixed-rate mortgages were 4%, down from 4.03% in prior weeks

·         30-year fixed-rate mortgage averaged 4.54% down from 4.56% in prior weeks

·         5-year Treasury-indexed hybrid ARM mortgages are approximately 3.76%, down from 3.79% in prior weeks

·         1 year Treasury-indexed ARMs were 3.64%, down from 3.7% in prior weeks

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