mortgage rates

Renewing a mortgage this year might be a little scarier than in years past, due to recent mortgage rule changes, but don’t sweat it. Despite what your current lender may tell you, you are still able … Read More

Having the same bank has its advantages: one debit card to carry, one online banking password and PIN to remember, and the opportunity to get a monthly discount if you have multiple products with the same … Read More

Even with the Bank of Canada standing pat on hikes (for now), it’s all about interest rates this month as consumers anticipate the next turn of the screw on higher borrowing costs. Here are some personal … Read More

Higher interest rates are a matter of when, not if, but Canada’s central bank announced Wednesday it’s holding its overnight lending rate at 1.25%. “Higher interest rates will be warranted over time, although some monetary policy … Read More

Buying a home is exciting. And stressful. Getting a mortgage only adds to the stress, so why not make sure you plan accordingly – and try to reduce some of that stress — before taking on … Read More

You had a few financial setbacks when life’s speed bumps tripped you up, but now you’re on the right path and are ready to take the leap into home ownership. The only problem is: you’re not … Read More

Canadians will have a harder time buying a home due to the federal government’s numerous mortgage rule changes over the past couple years. Here’s a quick overview of all the changes, important dates, and how they … Read More

Unless you come up with the cash to pay off the entire balance of your mortgage in your first mortgage term, you’ll likely face a few renewals in your lifetime. A mortgage renewal is simply the … Read More

Recent upticks in mortgage rates have current and potential homebuyers fretting. But are current mortgage rates really that unaffordable? We looked back through the years at historical trends to put today’s current rates in context. And … Read More

New mortgage rules, data breaches, and climbing debt levels are following Canadians into the new year. More importantly, how much would it cost Han Solo to insure the Millennium Falcon? Here’s what you need to know … Read More