mortgage rates

The coronavirus pandemic has greatly disrupted Canada’s mortgage and housing market. Here are our predictions for what is likely to happen next.

A 20% down payment is more than just conventional wisdom, it’s good advice. But should you always save a 20% down payment when you buy a home?

Mortgage renewal is a great time to secure a lower rate and save money. It can be tricky to renew a mortgage though. Here are 5 mortgage renewal tips.

Getting a mortgage with bad credit is not impossible, but it can be tricky. Here’s how to get a mortgage with bad credit in Canada

Do you know the difference between posted rates and discount rates? When getting a mortgage, posted rates can be dangerous – here’s why.

The #1 factor determining your ability to obtain advertised mortgage rates, like the ones on Ratehub.ca, is your credit score. Unless you are self-employed or applying for a mortgage on an investment property, it’s the primary … Read More

Refinancing your mortgage can be an excellent source of financing to consolidate debt, complete a home renovation or to send your children to post-secondary education. In Canada, you can refinance your mortgage up to a loan-to-value ratio … Read More

Canadians are carrying record amounts of debt. The household debt-to-income ratio rose to a record high of 174% in the second quarter of 2019, according to Statistics Canada. At the same time, Canadian households owed more … Read More

When you bought your first home, it was so exciting. When you got the keys and opened the door for the first time, it was like opening the door to your own private kingdom. But as … Read More

The Bank of Canada announced Wednesday it is maintaining the target for the overnight rate at 1.75%. The Bank noted trade conflicts and concerns around the energy sector as reasons for maintaining its policy. “As expected, … Read More