The Perks You Can Earn From Airline Credit Cards

by Barry Choi April 11, 2018 / No Comments

Flying has become incredibly expensive for Canadians. We have some of the highest airport taxes in the world and with limited competition, the fares offered can seem ridiculous at times compared to what you may pay in Europe or Asia.

To offset your costs, you can use one of the best travel credit cards in Canada to earn points which will help you lower the cost of your flights. However, if you look into the specifics of some of the perks offered, you may find even more ways to save.

Free flights

Currently Air Canada has two partners when it comes to their Aeroplan program. There’s the TD Aeroplan Visa Infinite Credit Card and the CIBC Aerogold Visa Infinite Card. Yes, they sound very similar and the benefits included are almost identical. The most appealing benefit for customers is the 15,000 Aeroplan points sign up bonus after you make your first purchase.

15,000 points is enough for short haul return ticket within Canada & the continental US. Keep in mind that taxes would still apply. So what kind of routes are we talking about with a short haul?

  • Toronto – Atlanta
  • Vancouver – Edmonton
  • Halifax – Boston

To be perfectly honest, the value of short hauls aren’t the best. However, if you signed up for both cards, you’d have a total of 30,000 Aeroplan points which gives you much more flexibility. Long-haul return flights within Canada & the continental US cost 25,000 Aeroplan points, so you can get just about anywhere in Canada or the US (except Hawaii) by signing up for those two cards.

Free checked bags

Many airlines now charge on average $25 per checked bag, each way, so those fees add up quickly. Let’s say you have a family of four and everyone is checking a bag, that’s an additional $200 you’d be paying. Well if you fly WestJet and you have the WestJet RBC World Elite MasterCard, you can get those fees waived.

As long as the primary cardholder is making the reservation, then up to 8 guests on the same reservation get their bags checked for free. That’s an incredible savings. In addition, the WestJet RBC World Elite MasterCard earns you 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages and 1.5% back in WestJet dollars on all other purchases.

Lounge access

Many people don’t put a lot of value into airport lounge access, but once you’ve tried it, you’ll never want to sit in the common areas again. Admittedly, access to lounges can be expensive since you need to pay for a membership fee and then for individual visits, but there are a few credit cards that give you some free visits.

The BMO World Elite MasterCard includes VIP airport lounge access with the included Priority Pass membership, plus 4 complimentary passes per year. The cost of the membership and passes is normally $200USD per year. In addition, the first year annual fee of $150 is waived, so you’re getting about $400 in value right away.

BMO World Elite MasterCard


  • Annual fee: $150
  • Earn 3 BMO Rewards points per dollar on travel, dining and entertainment purchases; 2 points per dollar on everything else
  • Earn 35,000 bonus points when you spend $3,000 in the first three months
  • VIP airport lounge access with the included Priority Pass membership, plus 4 complimentary passes per year

Final thought
The cost of flying seems to go up every year, so if you can take advantage of a few free things, you might as well. Don’t forget that many of the best travel credit cards in Canada come with additional benefits that can help you save such as free travel insurance and extended warranty.

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