saving

It’s an easy trap to fall into. After toiling away in an entry-level job, you start making a little more money and decide the treat yourself. The problem, though, is that “treating” yourself soon becomes the … Read More

Budgeting is the simple act of deciding how you want to spend your money. Whether you have a minimum wage part-time job or you make six figures working on Bay Street, your income is limited. When … Read More

Being a renter made me realize how important homeownership is. When I first moved into my rental condo townhome in downtown Toronto, I got a great deal. It was the middle of the great recession, the … Read More

What are you doing to prepare for the future of work? If there’s one thing experts can agree on about careers in the age of automation and AI (Artificial Intelligence), it’s that lifelong learning has become … Read More

A lot of dilemmas in personal finance can be, in reality, pretty straightforward. Should you only make the minimum down payment to buy a house? Should you open an RESP for your kids as soon as … Read More

There’s no time like the present to teach your children about money. One way to do that is by opening a youth savings account for them.

If you’re like me, you sometimes fantasize about retirement. Long days spent sipping caesars on the front porch, playing backgammon with your retired buddies, heckling the morning commuters as they set off on yet another day … Read More

Years ago, people would buy a copy of personal finance management software to help manage their money. They’d budget how much they wanted to spend in certain categories, and enter how much money they spent at … Read More

We’ve all had those days; struggling through work or school after a fitful night’s sleep. The impact of a night of poor sleep is significant – your concentration goes out the window and your temper can … Read More

Her generation is everyone’s favourite punching bag, but Erin Lowry started Broke Millennial to prove that even the most hapless among us can become financially literate.