saving

By Michael Wickware for Planswell You probably know what a budget is, even if you don’t stick to one. The term “financial plan” might be a bit more confusing, because most people have never actually seen … Read More

Almost everyone knows they should have an emergency fund in case something unexpected happens. Potential job loss, health problems that keep you from working, and unplanned home or car repairs are just a few of the … Read More

Personal finance can feel like an insider’s club. There’s also a lot of “rules,” often centred around frugality and fitting into a clearcut style of budgeting — even if it doesn’t necessarily fit your circumstances. When … Read More

The term Big Five says it all: When it comes to banking, Canadians don’t have much choice. If your current chequing account is your first and only, you’re among friends — a large number of respondents in … Read More

They used to call it “moonlighting,” and it had a serious negative connotation. Just a few generations ago workers were expected to show unwavering loyalty to their employers, and the idea of someone taking on a … Read More

A recent survey from BDO suggesting that 3 in 10 Canadians don’t have enough money to meet their needs highlights just how important it is for parents to teach their children about personal finance. It is … Read More

If you’re shopping for a rewards credit card (or already have one in your wallet), odds are you’re familiar with what an annual fee is and have put considerable thought into how to avoid it. In … Read More

As badly as you might want to move out of your parents’ house, you also don’t want to be living on the brink of financial collapse. Besides affording your monthly expenses, you should hopefully be able … Read More

Saving money is hard, but it can sometimes be easier if you use your credit card. You can either join a little-known pension plan or use a card that allows you to convert your points into … Read More

It’s an easy trap to fall into. After toiling away in an entry-level job, you start making a little more money and decide the treat yourself. The problem, though, is that “treating” yourself soon becomes the … Read More