saving

They used to call it “moonlighting,” and it had a serious negative connotation. Just a few generations ago workers were expected to show unwavering loyalty to their employers, and the idea of someone taking on a … Read More

A recent survey from BDO suggesting that 3 in 10 Canadians don’t have enough money to meet their needs highlights just how important it is for parents to teach their children about personal finance. It is … Read More

If you’re shopping for a rewards credit card (or already have one in your wallet), odds are you’re familiar with what an annual fee is and have put considerable thought into how to avoid it. In … Read More

As badly as you might want to move out of your parents’ house, you also don’t want to be living on the brink of financial collapse. Besides affording your monthly expenses, you should hopefully be able … Read More

Saving money is hard, but it can sometimes be easier if you use your credit card. You can either join a little-known pension plan or use a card that allows you to convert your points into … Read More

It’s an easy trap to fall into. After toiling away in an entry-level job, you start making a little more money and decide the treat yourself. The problem, though, is that “treating” yourself soon becomes the … Read More

Budgeting is the simple act of deciding how you want to spend your money. Whether you have a minimum wage part-time job or you make six figures working on Bay Street, your income is limited. When … Read More

Being a renter made me realize how important homeownership is. When I first moved into my rental condo townhome in downtown Toronto, I got a great deal. It was the middle of the great recession, the … Read More

What are you doing to prepare for the future of work? If there’s one thing experts can agree on about careers in the age of automation and AI (Artificial Intelligence), it’s that lifelong learning has become … Read More

A lot of dilemmas in personal finance can be, in reality, pretty straightforward. Should you only make the minimum down payment to buy a house? Should you open an RESP for your kids as soon as … Read More