A lot of dilemmas in personal finance can be, in reality, pretty straightforward. Should you only make the minimum down payment to buy a house? Should you open an RESP for your kids as soon as … Read More
RRSP
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If you’re like me, you sometimes fantasize about retirement. Long days spent sipping caesars on the front porch, playing backgammon with your retired buddies, heckling the morning commuters as they set off on yet another day … Read More
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There was a time when being a worker in Canada was pretty rough. For example, in 1872, printing press workers in Toronto walked off the job when their employers refused to shorten their workday from up … Read More
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Isn’t it too soon? Haven’t we spent enough time thinking about tax season? Why do we have to talk about RRSPs now? That’s supposed to be a January/February thing, isn’t it?
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More than nine million Canadians have already filed their tax returns, according to recent statistics from the Canada Revenue Agency (CRA). As of April 2, the average refund amount per tax return was $1,620. While many people … Read More
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When you mention RRSPs, most people think of them as the place to stash their retirement savings. But that’s just one of their many uses.
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Buying bitcoin, battling the big banks, and a billion-dollar “dumpster fire.” Here are some personal finance headlines you might have missed last month.
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Building up savings on a modest budget isn’t easy. If you’re at the beginning of your working life and juggling an entry-level salary, student debt, and the high cost of living, planning decades ahead for retirement … Read More
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Let’s talk about Registered Retirement Savings Plans (RRSPs). More specifically, let’s talk about why the name is somewhat of a misnomer these days since nowadays they’re used for so much more than just retirement planning. First … Read More
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You’re likely sitting there thinking: What’s the rush? I’ve still got over two weeks left before the RRSP deadline. While that’s true (the deadline is March 1, 2018), you won’t be singing the same tune a … Read More
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