RRSP

It’s RRSP season. You may have noticed the billboards along the roadways and banner ads when you log in to your bank account. Every year, the financial industry spends millions telling Canadians to put money into … Read More

We are once again proud to release our second annual Personal Finance Awards. This year’s edition looks at the best of bank accounts and guaranteed investment products of 2018. See who won the titles of the top chequing accounts, savings accounts and GICs in 2018.

New Year, new you, right? This is the time of year we set lofty goals for ourselves and, perhaps, one of those may be to save more money. Maybe this year will be the year you … Read More

Almost everyone knows they should have an emergency fund in case something unexpected happens. Potential job loss, health problems that keep you from working, and unplanned home or car repairs are just a few of the … Read More

When you’re earning interest on your investments, you’re going to have to pay tax on the income if they’re sitting in a non-registered account. But if they’re held in a registered account—such as an RRSP—you can … Read More

The Canadian government first introduced registered retirement savings plans in 1957 as a way to help Canadians save and invest their money in a tax-efficient manner. Yearly contributions into an RRSP can be used as a … Read More

Saving money is hard, but it can sometimes be easier if you use your credit card. You can either join a little-known pension plan or use a card that allows you to convert your points into … Read More

Financial writers get really excited in January. Like, really excited. Why? Because it’s RRSP season! For two beautiful months in summer, Canadians from coast to coast drag their jet skis out of the garage, dust them … Read More

Having a budget is a great way to reach your financial goals. But a budget will only work if you can stick to it and it’s realistic. The key components of a household budget are after-tax … Read More

What are you doing to prepare for the future of work? If there’s one thing experts can agree on about careers in the age of automation and AI (Artificial Intelligence), it’s that lifelong learning has become … Read More