RRSP Home Buyers' Plan

The RRSP Home Buyers’ Plan lets you use $35,000 of your RRSP for a down payment on a home. But there are other things you need to consider.

Thinking of buying your first home in the next few years but wondering how you will come up with the minimum 5% down payment? You’re not alone. Saving for a down payment is one of the … Read More

When you mention RRSPs, most people think of them as the place to stash their retirement savings. But that’s just one of their many uses.

While you’re allowed to make an RRSP withdrawal, there are often tax implications if you choose to take money out of your account before retirement.

Having trouble funding the down payment on a mortgage for your first home? If you have an RRSP (or are planning on opening one soon), one of the first-time home buyers’ programs that might be worth … Read More

Sponsored by: After eight years of living in her apartment, Karyn began having the same feeling many renters experience. She loved her neighbourhood, a vibrant area close to shops, restaurants and parks. She never bothered driving … Read More