Mortgage stress test

On December 16, 2024, the federal government unveiled its Fall Economic Statement (FES) – and as the surprise resignation of Finance and Deputy …

As interest rates start to lower across Canada, so too are the affordability hurdles facing home buyers. The effects of the first two borrowing …

A combination of stagnant borrowing costs and growing home values further put the squeeze on home buyers in May, according to the latest affordability …

Mortgage rates are finally starting to trend lower, but there’s little relief for home buyers as affordability conditions worsened across Canada …

It became all the more challenging to purchase a home in March despite stabilizing mortgage rates and a slightly lower stress test. The latest …

Canada’s banking regulator, the Office of the Superintendent of Financial Institutions (OSFI), is planning to toughen up borrowing requirements for some mortgage applicants.