Home Trust

Most people don’t realize it, but just about every credit card out there charges foreign transaction fees. Whenever you buy something in a non-Canadian currency, you end up paying an additional 2.5% on top of the…

As the saying goes, past behaviour is the best indicator of future behaviour. And in that spirit, your credit history is what lenders use to determine your creditworthiness. In other words, they use your past financial … Read More

Odds are, when choosing a credit card, you’ll want to go for an unsecured card. Almost all rewards credit cards (like cash back or points cards) are unsecured credit cards that come with predetermined credit limits … Read More

Using a credit card responsibly and paying it off in full at the end of every month is a great way to build a good credit score. But what if your credit score is bad or … Read More

Home Capital Group, one of Canada’s largest alternative mortgage lenders, through its operating arm Home Trust, suspended 45 brokers this July for allegedly committing fraud on mortgage applications by falsifying client income information. These brokers, among … Read More