Fixed-rate mortgage

Buckle up, borrowers: the Bank of Canada has dished out one more rate increase, which means variable-rate mortgage and HELOC costs are set to …

As interest rates continue to shoot up, you may be wondering whether now is the time to give up your variable-rate mortgage and lock in a fixed …

Homebuyers have been asking themselves for years whether or not they should go with a fixed- or a variable-rate mortgage. If history is any guide, the answer is clear: variable-rate mortgages have been cheaper. A 2001 … Read More

Last week, we released Ratehub.ca’s 2017 Digital Money Trends Report, where we analyze the relationship between Canadians and personal finance. Specifically, the report looks at trends related to credit cards, saving, insurance, and more. Here’s what … Read More

It’s been about a year now since Canadian mortgage rates hit their all-time low. After that, rates began creeping back up for the first time in years thanks mostly to regulatory changes that made mortgage lending … Read More

When preparing to get a mortgage, many people wonder how changes to the prime rate will affect their mortgage payment.