Fixed-rate mortgage

Homebuyers have been asking themselves for years whether or not they should go with a fixed- or a variable-rate mortgage. If history is any guide, the answer is clear: variable-rate mortgages have been cheaper. A 2001 … Read More

Last week, we released Ratehub.ca’s 2017 Digital Money Trends Report, where we analyze the relationship between Canadians and personal finance. Specifically, the report looks at trends related to credit cards, saving, insurance, and more. Here’s what … Read More

It’s been about a year now since Canadian mortgage rates hit their all-time low. After that, rates began creeping back up for the first time in years thanks mostly to regulatory changes that made mortgage lending … Read More

When preparing to get a mortgage, many people wonder how changes to the prime rate will affect their mortgage payment.

There’s a lot of talk in the business press about the possibility that the Federal Reserve (the American central bank) will raise rates in the coming months. If it does raise rates, how will this affect … Read More

For many consumers, their mortgage journey begins and ends at the bank branch. They call, get a quote, and maybe get one from a competitor just for safety. But what a lot of people don’t realize … Read More