Debt

What is the best thing to do with your spare cash, pay off debt or invest? The answer, as you might expect, is that it depends. There are definitely some general rules to follow, though, and … Read More

Canadians have a love affair with debt. In fact, the Bank of Canada says households have more than $2 trillion of debt. And earlier this month, Equifax said the average Canadian consumer has $23,271 in non-mortgage … Read More

They used to call it “moonlighting,” and it had a serious negative connotation. Just a few generations ago workers were expected to show unwavering loyalty to their employers, and the idea of someone taking on a … Read More

Motivation plays a huge role in achieving goals. Whether you’re trying to pay off debt, saving for a home down payment, or saving for your dream of retiring early, at some point, motivation will come in … Read More

In the 2017 dark comedy Ingrid Goes West, titular loner and Instagram-obsessed Ingrid Thorburn (Aubrey Plaza) hatches a financial plan for her $60,000 inheritance. Obsessed with befriending social media star Taylor Sloane (Elizabeth Olsen), Ingrid follows … Read More

We’re seeing an increase in the number of people struggling with debt take advantage of higher house prices to refinance their credit cards. They’re doing this using their home equity either through a second mortgage or … Read More

Humans are designed to help each other; it’s in our genes to make sure those we love thrive. That’s why parents gift down payments to their children, and why children go out of their way to … Read More

Canadians are well acquainted with the concept of IOU. According to TransUnion, the average Canadian’s non-mortgage consumer debt load climbed to $29,312 in the fourth quarter of 2017, with an average credit card balance of $4,154. Consumer … Read More

The Olympics are a spectacle to behold; there’s nothing quite like watching world-class athletes complete physical feats us mere mortals could only dream of attempting. One particularly exciting event, in this writer’s opinion, is the hurdles. … Read More

I’ll admit it, spending is fun. Whether it be on some new gadget or eating at the newest restaurant, parting with your hard earned cash can be quite rewarding. How you manage your day-to-day expenses is … Read More