budget

Thinking of buying your first home in the next few years but wondering how you will come up with the minimum 5% down payment? You’re not alone. Saving for a down payment is one of the … Read More

There are many rules of thumb when it comes to personal finance, such as saving 10% of your gross salary for retirement or making a 20% down payment on a home.  If you want budgeting to … Read More

As a new or expectant parent, you may already be overwhelmed with all the tips and advice (solicited and otherwise) that have been coming your way. Well, hold on to your hat, because we’re not done … Read More

Here’s a look at some of the news that caught our eye this week.

The federal government tabled its budget on Wednesday afternoon, which projects a deficit of $28.5 billion for 2017-18. Like last year, there weren’t any changes to the capital gains tax as some had predicted.

Here at Ratehub.ca, our team is an open book: for the last three years, we’ve shared our personal financial goals with you to keep ourselves accountable (check out our 2014, 2015 and 2016 resolutions).

In December 2015, the Ratehub.ca team shared their 2016 financial resolutions with you. To keep everyone on their toes, I decided to follow up with everyone in the middle of the year to find out how … Read More

The new federal government tabled its first budget on Tuesday, which targets the middle class and also projects a $29.4 billion deficit in 2016–17.

Managing your money while you’re a student can be difficult because more often than not you’re using borrowed money. And everything you pay for could put you deeper into debt.

You’ve uncorked the champagne, counted down, watched the new year arrive, and now it’s time to get down to the nitty-gritty of preparing for the next 12 months. It’s time to join a gym, plan your … Read More