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[Infographic] Homebuyer Wins vs. Losses 2014

In the midst of this busy real estate season, there’s been a flurry of reports on rising home prices, supply and demand housing imbalances in some areas, and mortgage rate wars. However, in our experience, what’s in the headlines can sometimes sound scarier than what’s really happening.

So, reading through the Canadian Association of Accredited Mortgage Professionals’ (CAAMP) annual report, Looking for a “New Normal” in the Residential Mortgage Market, we pulled the stats that show how Canadian homebuyers are coming out ahead – and where they are struggling. For example, we know borrowers are getting better mortgage rates, but we’re also starting to see how the 2012 mortgage rule changes have affected the housing market – in good and bad ways.

With information pulled from CAAMP’s report, supplemented with online-specific data from, here’s the state of the residential mortgage market this spring:

Homebuyer Wins vs. Losses 2014
Homebuyer Wins vs. Losses 2014 infographic by

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