Skip to main content
Ratehub logo
Ratehub logo

Hotel/Motel Burglary: You’re Covered With These Cards

Charlotte Sinclair

Have you ever stayed in a hotel and had your personal belongings stolen? Replacing all those items can be costly. In this situation, having credit card travel insurance can be useful.

There are a few travel rewards credit cards that provide hotel/motel burglary insurance at no extra cost. You simply need to pay for the hotel or motel booking with your credit card.

Hotel/motel burglary insurance protects you in the event that your personal property is stolen from the room where there’s evidence of forced entry. You can be covered up to a maximum amount for any theft that occurs while you’re checked in. As with most insurance policies there are limitations to what items are covered. Always read the conditions carefully.

Here’s a look at two credit cards that offer hotel/motel burglary insurance:

Scotiabank Gold American Express Insurance

Card details

  • Reimbursed up to $1,000 per person
  • Must report theft within 90 days
  • Must pay for the accommodations with your credit card

The Scotiabank Gold American Express credit card provides up to $1,000 per person for any personal item stolen through visible forced entry. The hotel/motel insurance only applies when you pay for the room with your credit card. You must report the theft within 90 days in order to receive claim forms.

Also read:

Flickr: Tim Samoff


The knowledge bank

A wealth of wealth knowledge delivered right to your inbox.

By submitting your email address, you acknowledge and agree to’s Terms of Use and Privacy Policy. Contact us for more information. You can unsubscribe at any time.