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When it comes to mortgage affordability, 2025 will be remembered as a year of tentative relief. The Bank of Canada followed up on the five rate …

Personal loans and credit cards are both common ways to borrow money, but they’re designed for different types of expenses and repayment timelines. …

Canada’s mortgage stress test makes a big difference to how much you can borrow. Here’s everything you need to know about the mortgage stress test.

Not long ago, a small but mighty group of personal finance bloggers captivated Canadians by openly sharing their unique, and sometimes extreme, …

According to data compiled by Ratehub.ca, homes across the country are becoming more affordable. We calculated the minimum annual income required …

In July, Ratehub.ca calculated the minimum annual income required to buy a home in Canada’s major cities based on March and June 2022 real estate …