Alyssa Furtado

Canada’s mortgage stress test makes a big difference to how much you can borrow. Here’s everything you need to know about the mortgage stress test.

On the market to buy a home? Purchasing a home in Canada requires plenty of preparation – both mental and financial.

There are definitely reasons to buy GICs: they provide security of capital and also generate some income. With interest rates reaching as high as 8% in the past two years, GIC returns right now are exceptional compared to the previous average of approximately 2% prior to the pandemic. Let's look at the history of GICs.

The RRSP Home Buyers’ Plan lets you use $35,000 of your RRSP for a down payment on a home. But there are other things you need to consider.

With files from Jordan Lavin There’s a lot to figure out when you first move to Canada. It doesn’t take long to learn how to shovel snow, why …

I wanted to reach out and update our customers on some changes happening on Ratehub.ca in our mortgage vertical. As of January 1st, 2022, Ratehub …