Best Balance Transfer Credit Cards

Check out the top-rated balance transfer credit cards in the market. These cards give you all kind of perks. Apply for these cards today!

0% Balance Transfer Offer
Image of CIBC Select Visa* Card

Welcome Bonus: Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee* and a first year annual fee rebate for you and up to three Authorized Users.*

Reduce interest payments with a low interest rate credit card*

Enjoy an interest rate of only 13.99% on purchases and cash advances.

Use your CIBC Select Visa* Card to send money abroad - use your low-interest card to send a CIBC Global Money Transfer™. There are no transfer fees, and there is no interest if you pay your balance by the payment due date.

Valuable insurance included - Get accident coverage with Common Carrier Accident Insurance.

$29 annual fee (1st year rebate*)

*Terms and conditions apply

Purchase interest: 13.99%

Cash advance: 13.99%

Balance transfer: 13.99%

Credit recommended: 660+

Income eligibility: $15,000/yr

View Details
Get more details

Best No Annual Fee Card
Image of Tangerine Money-Back Credit Card

New Clients will receive a Balance Transfer promotion of 1.95% for 6 months (with a 1% fee)*

Limited Time Offer: Apply for a Tangerine Money-Back Credit Card by September 14, 2021 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.

Change your 2% Money-Back Categories to suit your spending

Money-back Categories include: Grocery, Restaurants, Gas, Drug Store, Entertainment, Furniture, Hotel-Motel, Recurring Bill Payments, Home Improvement, Public Transportation and Parking

No annual fee.

*Terms and conditions apply

Purchase interest: 19.95%

Cash advance: 19.95%

Balance transfer: 19.95%

Credit recommended: 660+

Min. income: $12,000/yr

View Details
Get more details

Best Non-Promo Interest Rate
Image of BMO® Preferred Rate MasterCard®

Welcome Offer: Get a 3.99% introductory interest rate on Balance Transfers for 9 months with a 1% transfer fee and BMO will waive the $20 annual fee for the first year*.

Enjoy BMO’s lowest interest rate of 12.99% on purchases and cash advances*.

Free extended warranty and purchase protection*.

Zero Dollar Liability: protects you from unauthorized use of your credit card*.

Worldwide acceptance at over 30 million locations.

$20 annual fee (1st year waived*).

*Terms and conditions apply.

Purchase interest: 12.99%

Cash advance: 12.99%

Balance transfer: 12.99%

Credit recommended: 660+

Min. income: $15,000/yr

View Details
Get more details