Best Balance Transfer Credit Cards

Check out the top-rated balance transfer credit cards in the market. These cards give you all kind of perks. Apply for these cards today!

Best No Fee Balance Transfer Card
Image of CIBC Select Visa* Card

Welcome Offer: Transfer your credit card balance – Get 0% interest for up to 10 months with a 1% transfer fee* and a first year annual fee rebate*

Reduce interest payments with a low interest rate credit card*

Enjoy an interest rate of only 13.99% on purchases and cash advances.

Valuable insurance included - Get accident coverage with Common Carrier Accident Insurance.

Use your CIBC Select Visa* Card to send money abroad

$29 annual fee (1st year rebate*)

*Terms and conditions apply

Purchase interest: 13.99%

Cash advance: 13.99%

Balance transfer: 13.99%

Credit recommended: 660+

Income eligibility: $15,000/yr

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Best Cash Back Balance Transfer Card
Image of BMO CashBack® MasterCard®*

Welcome offer: Get 5% cash back in your first 3 months*.

Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*

Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred*.

Redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*

Receive a discount on car rentals*

Extended Warranty*, Purchase Protection*

No Annual fee*

*Terms and conditions apply

Purchase interest: 19.99%

Cash advance: 22.99%

Balance transfer: 22.99%

Credit recommended: 660+

Min. income: $15,000/yr

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