RESP

Written by Michael Wickware for Planswell As a new or expectant parent, you may already be overwhelmed with all the tips and advice (solicited and otherwise) that have been coming your way. Well, hold on to … Read More

Got kids? The Canadian federal government wants to give you more money. The Canadian Child Benefit (CCB) replaces the Canada Child Tax Benefit, the Universal Child Care Benefit, and income splitting. It’s a more straightforward plan … Read More

A registered education savings plan (RESP) is a great way to save for a child’s post-secondary education. Not only do you get free money from the federal government for making a contribution, but any capital gains … Read More

Half a century ago, managing your financial accounts wasn’t really a thing. After all, you probably had just a savings and a chequing account. You might have even had an investment account. But worrying about shifting … Read More

Saving for your child’s post-secondary education is one of the many financial pressures parents face. And when your child’s tuition will cost tens of thousands of dollars, you don’t want to give up a huge portion … Read More

Finding the perfect gift for the little ones in our lives gets harder and harder every year. It’s challenging to strike the balance between a gift that a child wants and one that won’t drive the … Read More

Here at Ratehub.ca, our team is an open book: for the last three years, we’ve shared our personal financial goals with you to keep ourselves accountable (check out our 2014, 2015 and 2016 resolutions).

I remember staring at the ultrasound monitor before my son was born, excited for the pitter-patter of little feet. I also remember the endless sensation of sticker shock as we went out to buy the items … Read More

If you have children, you probably received your first Canada Child Benefit (CCB) payment on Wednesday. It’s not taxable so what are some smart ways to spend this extra money?

Last week, we discussed some of the reasons why you should get a registered education savings plan (RESP). But before you rush out and open an RESP, there are pros and cons with a certain kind … Read More