Registered Retirement Savings Plan

So, you find yourself with a tax refund. Now, the money is in your account and you’re wondering, what’s the best way to use this? To help you make the wisest choice, we’ve consulted with Liz … Read More

It’s a battle a decade in the making. In one corner, it’s the senior citizen of retirement accounts, the RRSP. In the other, it’s the relative newcomer, the 10-year-old TFSA. But which one is best for … Read More

It’s RRSP season. You may have noticed the billboards along the roadways and banner ads when you log in to your bank account. Every year, the financial industry spends millions telling Canadians to put money into … Read More

We are once again proud to release our second annual Personal Finance Awards. This year’s edition looks at the best of bank accounts and guaranteed investment products of 2018. See who won the titles of the top chequing accounts, savings accounts and GICs in 2018.

When you’re earning interest on your investments, you’re going to have to pay tax on the income if they’re sitting in a non-registered account. But if they’re held in a registered account—such as an RRSP—you can … Read More

You don’t have to wait until spring to get a tax refund. There are two ways to reduce the amount of tax you pay throughout the year: Joining a group RRSP or reducing taxes at source … Read More

Having a budget is a great way to reach your financial goals. But a budget will only work if you can stick to it and it’s realistic. The key components of a household budget are after-tax … Read More

Building up savings on a modest budget isn’t easy. If you’re at the beginning of your working life and juggling an entry-level salary, student debt, and the high cost of living, planning decades ahead for retirement … Read More

Just like that, it’s February. The holidays are over. Groundhog Day has passed. It’s now super awkward to greet someone with “Happy New Year.” And all the calendar stores in the malls have cleared out to … Read More