Canadians love their subscriptions. According to a study conducted by the Convergence Research Group, Canadians spent over $872 million in recent years on what they term “over-the-top” subscriptions that include platforms like Netflix. This figure represents … Read More
The world has gone almost completely digital: We order our meals with a few clicks and they’re delivered right to our door, we communicate increasingly online, and banking can be done right from our phones. And … Read More
As we count down the seconds to a New Year, we often reminisce about the year that was; the good, the bad, and the ugly. And that’s just talking about our finances. Maybe you hit a … Read More
There are many rules of thumb when it comes to personal finance, such as saving 10% of your gross salary for retirement or making a 20% down payment on a home. If you want budgeting to … Read More
We’ve finally crossed the finish line in the 10k that is Christmas. Congratulations! But there’s no time to catch your breath. As soon as you’re done chugging that bottle of Gatorade it will time to take … Read More
Almost everyone knows they should have an emergency fund in case something unexpected happens. Potential job loss, health problems that keep you from working, and unplanned home or car repairs are just a few of the … Read More
Personal finance can feel like an insider’s club. There’s also a lot of “rules,” often centred around frugality and fitting into a clearcut style of budgeting — even if it doesn’t necessarily fit your circumstances. When … Read More
In the United Kingdom, switching banks is incredibly easy. The Current Account Switch Service (chequing accounts are known as current accounts in the UK) is a free service that automatically closes your old account, moves your … Read More
The term Big Five says it all: When it comes to banking, Canadians don’t have much choice. If your current chequing account is your first and only, you’re among friends — a large number of respondents in … Read More
Canadians have a love affair with debt. In fact, the Bank of Canada says households have more than $2 trillion of debt. And earlier this month, Equifax said the average Canadian consumer has $23,271 in non-mortgage … Read More