Becoming a homeowner is a quintessential part of the Canadian dream; 66.5% of Canadians owned their home as of 2021, and for most of them, that property represents their largest financial asset. I
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Should you pick an open vs. closed mortgage? Open and closed mortgages are both useful, but you need to choose the right one. Here’s what you need to know.
Read articleWhat is co-op housing? They’re not uncommon in Canada, and they might be right for you. Here are some pros and cons of buying a co-op property.
Read articleWhen you take out a mortgage, you’ll sign a contract with your lender that outlines the specific features of your mortgage, such as the interest rate you’ll pay, whether it’s open or closed, and any additional perks such as the ability to make accelerated payments, and porting your mortgage.
Read articleLet’s say you are currently locked into a five-year mortgage term, with two years to go until renewal time.
Read articleYou’ve got your mortgage pre-approval in hand, and you’re ready to embark on your house hunt – but then you find a home that pushes the limits of the loan you’ve been offered.
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