When you take out a mortgage, you’ll sign a contract with your lender that outlines the specific features of your mortgage, such as the interest rate you’ll pay, whether it’s open or closed, and any additional perks such as the ability to make accelerated payments, and porting your mortgage.
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Let’s say you are currently locked into a five-year mortgage term, with two years to go until renewal time.
Read articleWhat is co-op housing? They’re not uncommon in Canada, and they might be right for you. Here are some pros and cons of buying a co-op property.
Read articleYou’ve got your mortgage pre-approval in hand, and you’re ready to embark on your house hunt – but then you find a home that pushes the limits of the loan you’ve been offered.
Read articleThe Bank of Canada announced today that it will be increasing the key overnight rate by 50 basis points from 3.75% to 4.25%. This was widely …
Read articleThe Bank of Canada announced today that it will be increasing the key overnight rate by 50 basis points from 3.25% to 3.75%. This was a surprise …
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