Mortgage affordabililty

In an ideal world, you’ll have paid off all your debt and be completely out of the red before buying a home. But with credit card debt a reality for many (roughly 1 in 3 Canadians … Read More

This piece was originally published on February 9, 2021, and was updated on September 27, 2022. Becoming a homeowner is a life-long dream for …

Can you get a 30-year mortgage in Canada? The better question is whether a 30-year mortgage is a good idea for you. Here’s everything you need to know.

There are many steps involved in the homebuying process but the most important step is the first one: The mortgage pre-approval. It may sound like a less-than-exciting first step but it’s an essential one. Not getting … Read More

The biggest news of the new year: Home ownership is going to get even more expensive as interest rates go up and new federal rules take effect. But that’s not all — here are some personal … Read More

Housing was undoubtedly the hottest topic in the news this year, particularly around prices and affordability as Canada’s central bank raised interest rates twice, higher premiums on mortgage insurance were introduced, and a tougher mortgage stress … Read More