insurance

You can think about life insurance anytime, but you can only do something today. That’s what you gain by thinking about insurance sooner. You don’t need to act now, but you can prepare. Life insurance is … Read More

One decision many Canadians face when buying life insurance is whether or not to add disability insurance. Unfortunately, the majority of the population doesn’t even know the dilemma exists. Most of us just pay our monthly … Read More

Insurance companies traditionally lump together drivers by age, gender, and location, using statistical data and averages to determine car insurance premiums. But in some provinces, there is another option. With telematics, you pay for the driving … Read More

When you have a life insurance policy, you need to make your regular payments, either monthly or annually. If you don’t, you might lose your coverage, and all the premium payments you made with it.  In … Read More

If a tree falls in the forest, and no one is around to hear it, does it make a sound? We’ll let the philosophers decide. Now, If a tree falls on your house, does home insurance … Read More

What does home insurance not cover? Well, if you have a named perils home insurance policy, you know exactly what’s covered. Typically, insurance will kick in if damage to your home is by an insured peril, … Read More

I’m an Airbnb host but I don’t own my home. When I tell people I Airbnb sublet my apartment out for days, weekends and occasionally weeks at a time, they inevitably ask, “aren’t you afraid something … Read More

Whether you’re running a home-based business in Canada or working from home with your company laptop, knowing your insurance requirements is valuable. In a post-COVID world, we adapt to our new realities. That could mean fewer … Read More

When it comes to insurance fraud, Canadians claim to be trustworthy, but 15 cents out of every dollar paid in premiums goes toward covering fraudulent claims, according to Allstate Canada, costing the industry an estimated $1 … Read More

At first glance life insurance and RRSPs seem very different, and they are! But they do overlap. Here’s what you need to know about Life Insruance vs. RRSPs