First time home buyers

It’s been a tumultuous few years for housing prices. The national average hit a high of $816,720 in February 2022, as record-low mortgage rates drove buyer demand. Once the Bank of Canada started hiking interest rates in March 2022, though, price growth quickly chilled.

This post was updated on June 19, 2024, to reflect revised premiums announced by Sagen in regards to their 30-year high-ratio amortization products. New …

For people who can’t borrow enough to afford a home, having someone co-sign a mortage can help. However, co-signing a mortgage can be risky… here’s why.

Estate planning is important for everyone, especially when you’ve just bough a home. Here’s what first-time homebuyers need to know about estate planning.

A Joint mortgage is a great way to give yourself a boost onto the Canadian property ladder, but they’re not for everyone. Is a joint mortgage right for you?

I’ve learned a few things about homeownership since I bought my first home in July 2016.