debt management

Let’s talk about your least favourite four-letter word—debt. Specifically, let’s talk about how to get out of it (and stay out of it!) for good. Don’t worry, we’re not going to tell you to increase your … Read More

While it may seem like the Canada Revenue Agency (CRA) has all the power if you owe it money, the truth is there are strategies that you can put in place to deal with large tax … Read More

As of April 1, bankruptcy trustees are now known as licensed insolvency trustees. The Office of the Superintendent of Bankruptcy Canada, the division of the federal government that regulates trustees, changed the name to emphasize that … Read More

The average Canadian owes about $1.64 for every take-home dollar they earn. That’s a pretty scary number, but it doesn’t tell the whole story. Some people carry little debt, others carry a massive amount. A mortgage … Read More

I’m going to lose weight. I’m going to quit smoking. I’m going to pay off my mortgage. Those are the January vows we make every year.

Home prices have literally gone through the roof in Canada in recent years. If you’re lucky enough to have entered the market a few years ago, you’ve built up some equity. But what if you have … Read More

While credit card debt is not the only debt that causes financial problems for many people, credit cards are almost always one of the first go-to sources of credit for many Canadians. What often starts out … Read More