debt consolidation

Let’s talk about your least favourite four-letter word—debt. Specifically, let’s talk about how to get out of it (and stay out of it!) for good. Don’t worry, we’re not going to tell you to increase your … Read More

We’re seeing an increase in the number of people struggling with debt take advantage of higher house prices to refinance their credit cards. They’re doing this using their home equity either through a second mortgage or … Read More

Credit card debt can be crippling, but it doesn’t have to be. With a strategy in place, you can slay that debt and get your spending under control. Understandably, while carrying debt, it can feel like … Read More

Debt consolidation is essentially the process of combining multiple debts into one. The goal is often to reduce monthly payments and the total interest accumulated on your outstanding debt. As a result, it should become easier … Read More

As of April 1, bankruptcy trustees are now known as licensed insolvency trustees. The Office of the Superintendent of Bankruptcy Canada, the division of the federal government that regulates trustees, changed the name to emphasize that … Read More

New year, new list. For the most up-to-date cards, check out the latest edition of The Best Low Interest Credit Cards in Canada Low interest rate credit cards are a great option for those who tend … Read More

The average Canadian owes about $1.64 for every take-home dollar they earn. That’s a pretty scary number, but it doesn’t tell the whole story. Some people carry little debt, others carry a massive amount. A mortgage … Read More

Home prices have literally gone through the roof in Canada in recent years. If you’re lucky enough to have entered the market a few years ago, you’ve built up some equity. But what if you have … Read More

It has been referred to as the biggest innovation in the financial services industry since the invention of the ATM, yet many people still have no idea what marketplace lending is all about. To simply put … Read More

While credit card debt is not the only debt that causes financial problems for many people, credit cards are almost always one of the first go-to sources of credit for many Canadians. What often starts out … Read More