credit score

How do you get approved for a mortgage? While there’s no easy answer, there are things that make it easier. Here are 7 to get approved for a mortgage.

Subprime mortgages are an important part of mortgage markets in Canada and across the world. But what is a subprime mortgage and what risks do they pose?

If you want the best mortgage rates, lowest interest rates on lines of credit, and access to the best credit cards, you’ll want a good credit score. Let me rephrase that, you’ll need a great credit … Read More

Whether you have too many and want to cut back, or you’re trying to limit your chances of overspending, we’ve probably all found ourselves in the situation of trying to decide whether or not we should … Read More

Table of Contents (+) How many credit cards should I have? Fast facts about carrying multiple credit cards The benefits of having multiple credit cards The possible cons of having multiple credit cards How many credit … Read More

Until he got the call, Isaac didn’t think much about identity theft. The married Toronto father of two keeps on top of his family’s finances and expenses, doesn’t carry credit card debt, and uses strong passwords … Read More

Credit scores are a tricky thing: Canada’s two bureaus, Equifax and TransUnion, consider their scoring models “proprietary” and don’t disclose their exact methods. As such, there are several half-truths, misunderstandings, and straight-up falsities about the factors … Read More

Having a good credit score is one of those things you always hear about, without necessarily understanding what it means. Your credit score is a number between 300-900 that determines your creditworthiness in the eyes of … Read More

So, your credit score is in the dumps. Maybe you consistently make late payments, maxed out your credit cards, or straight up ignored a bill until it was sent to a collections agency. Whatever the reason, … Read More

Real talk: There’s no “fast” or instant way to repair a bad credit score, no matter what a clickbait headline tells you. Your credit score is a reflection of financial habits that are months, years, or … Read More