you’re facing a significantly higher mortgage payment at renewal, a possible solution is to extend the amortization period of your mortgage (the length of time over which your payments are spread out).
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This blog post is part of an annual series. Read the 2024 edition here. …
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When getting a mortgage in Canada, there are two critical lengths of time to be aware of: your amortization period, and your mortgage term.
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When you take out a mortgage, you’ll sign a contract with your lender that outlines the specific features of your mortgage, such as the interest rate you’ll pay, whether it’s open or closed, and any additional perks such as the ability to make accelerated payments, and porting your mortgage.
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With interest rates higher than what many homeowners locked in back in 2020 or 2021, renewed monthly payments are coming as a shock. In fact, …
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Mortgage renewal is a great time to secure a lower rate and save money. It can be tricky to renew a mortgage though. Here are 5 mortgage renewal tips.
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