Mortgage Renewal

This blog post is part of an annual series. Read the 2025 edition here. Are you among the 1 million Canadians looking to renew your mortgage …

1 - The variable-rate rollercoaster is over – for now 2026 will usher in a long-awaited era of stability for variable mortgage rates; barring …

you’re facing a significantly higher mortgage payment at renewal, a possible solution is to extend the amortization period of your mortgage (the length of time over which your payments are spread out).

This blog post is part of an annual series. Read the 2024 edition here. …

When getting a mortgage in Canada, there are two critical lengths of time to be aware of: your amortization period, and your mortgage term.

When you take out a mortgage, you’ll sign a contract with your lender that outlines the specific features of your mortgage, such as the interest rate you’ll pay, whether it’s open or closed, and any additional perks such as the ability to make accelerated payments, and porting your mortgage.