Ontario Mortgage Brokers and Agents

To secure the best mortgage rates in Ontario, contact a mortgage broker or agent in your area. Using a local broker gives you the ability to meet in-person to discuss your needs and concerns and gives you access to the best mortgage rates offered by banks and lenders across Canada.

Location Please ensure your location is correct in order to find the best rates available in your area.
Broker Rating Provider Location
(64 reviews)
CanWise Financial Lic. 12530
400 - 70 Richmond St. E
Toronto, Ontario
M5C 1N8
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(24 reviews)
CanWise Financial Lic. 12530
400 - 70 Richmond St. E
Toronto, Ontario
M5C 1N8
Contact Now
(26 reviews)
CanWise Financial Lic. 12530
400 - 70 Richmond St. E
Toronto, Ontario
M5C 1N8
Contact Now
(7 reviews)
The Mortgage Professionals Verico Lic. 10280
775 Blackburn Mews West
Kingston, Ontario
K7P 2N5
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(24 reviews)
CanWise Financial Lic. 12530
400 - 70 Richmond St. E
Toronto, Ontario
M5C 1N8
Contact Now
(6 reviews)
CanWise Financial Lic. 12530
400 - 70 Richmond St. E
Toronto, Ontario
M5C 1N8
Contact Now
(2 reviews)
CanWise Financial Lic. 12530
400 - 70 Richmond St. E
Toronto, Ontario
M5C 1N8
Contact Now
(8 reviews)
CanWise Financial Lic. 12530
400 - 70 Richmond St. E
Toronto, Ontario
M5C 1N8
Contact Now
(21 reviews)
CanWise Financial Lic. 12530
400 - 70 Richmond St. E
Toronto, Ontario
M5C 1N8
Contact Now
(20 reviews)
Mortgage Architects Inc. Lic. 10287
184 Plains Rd East
Burlington, Ontario
L7T2C3
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CanWise Financial Lic. 12530
400 - 70 Richmond St. E
Toronto, Ontario
M5C 1N8
Contact Now
(36 reviews)
CanWise Financial Lic. 12530
400 - 70 Richmond St. E
Toronto, Ontario
M5C 1N8
Contact Now
(65 reviews)
CanWise Financial Lic. 12530
400 - 70 Richmond St. E
Toronto, Ontario
M5C 1N8
Contact Now
(18 reviews)
Mortgage Intelligence Dereck Landry Lic. 10428
15 East Avenue
Kitchener, Ontario
N2H1Y5
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Local office

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Best Mortgage Broker Rates In Ontario

Mortgage brokers offer better rates than the big banks. Find the broker in Ontario with the best mortgage rates.

Best variable rates 1.75%
Prime - 0.95
Compare Rates Now

Why get a Mortgage Broker?

There are many advantages of using a mortgage broker, some of which are:

  • access to a variety of lenders, mortgage products and rates with a single point of contact
  • the ability to compare mortgages without having your credit report pulled multiple times
  • mortgage brokers are independent third parties who can negotiate on your behalf to get you the right mortgage for your needs
  • greater flexibility when finding a time to meet with your broker in-person as mortgage brokers usually have extended hours
  • access to your mortgage broker’s in-depth industry knowledge
  • it is a free service. Mortgage brokers are paid by the lender that provides your mortgage

Canadian Mortgage Brokers Association of Ontario

The Canadian Mortgage Brokers Association of Ontario (CMBAO) delivers licensing and continuing education courses to their members in addition to representing them when dealing with local issues at the provincial level, and when dealing with agencies, licensing bodies and regulators. By being a member of CMBAO, mortgage brokers are agreeing to abide by the outlined professional and ethical standards outlined by the association and meet the qualification requirements.


Mortgage Broker Licensing in Ontario

To be a fully licensed mortgage broker in Ontario you must meet the requirements outlined by the Financial Services Commission of Ontario (FSCO). All education requirements must be approved by the Superintendent and the FSCO.


Other Professionals

During the purchase of your new property, you will come into contact with professionals including realtors, home inspectors and real estate lawyers.

Realtors are overseen by the Real Estate Council of Ontario (RECO). RECO regulates real estate professionals in Ontario on behalf of the provincial government. A realtor can help you find the right property and negotiate with the seller.

Home inspectors in Ontario are currently not regulated, but Ontario is looking to introduce new legislation to regulate the home inspection industry. The Ontario Association of Home Inspectors is the only recognized body of home inspectors in Ontario, thus consult their website for a qualified inspector.

Real estate lawyers help to ensure all transactions proceed by having all legal documents completed. Additionally, real estate lawyers’ goal is to ensure that your rights are protected during the home purchase process.


Mortgage Brokers Across Canada